Join the Community

21,017
Expert opinions
43,852
Total members
328
New members (last 30 days)
111
New opinions (last 30 days)
28,287
Total comments

Latest expert opinions

Chris Principe

Chris Principe CEO at APB, Inc.

Sibos – the Olympics of Banking

Sibos – the Olympics of Banking For over four decades, SWIFT's Sibos event has been the premier annual gathering for the global financial industry. Sibos provides a platform for banks, financial institutions, technology companies, and industry leaders to connect, share best practices, and to discuss the latest trends and challenges in the financia...

/sibos /crypto SWIFT Matters

Chris Principe

Chris Principe CEO at APB, Inc.

Everything Effects Everything

Everything Effects Everything - The weight of Artificial Intelligence (AI) is growing everyday even if we do not see it. The use of AI goes back years before most had ever heard the term AI. Slowly AI has been ingrained into our lives. It has become our helper, guide or unseen force that pushes us without us noticing that we are being pushed. AI ...

/regulation /sibos Fintech

Chris Principe

Chris Principe CEO at APB, Inc.

Dream On, Bitcoin

The dream of bitcoin is not just about fulfilling the fantasies you have in your brain when shutting your eyes. The reality of bitcoin is about not giving up on that dream. That means doing the work necessary to make the promises of bitcoin come true. That means keeping pushing until the bitcoin dream become a truth. The time is now to wake up and...

/regulation /retail E-commerce

Chris Principe

Chris Principe CEO at APB, Inc.

CBDCs – But WHY?

CBDCs – But WHY? Central Bank Digital Currencies (CBDC) are being researched by central banks and governments of 87 countries and has already been launched in 11 countries. The key question is: But WHY? What follows is my view of the good, and the evil of CBDCs. CBDCs: the GOOD For you and for other people, the good things bought by CBDCs include...

/wholesale /crypto Cryptocurrency Insights

Chris Principe

Chris Principe CEO at APB, Inc.

eTRADE eMBRACEING eCOMMERCE

eTRADE eMBRACEING eCOMMERCE Trade, acquiring things we need and want, is the oldest profession known to man. Now I know what everyone thinks of as the oldest profession, but that would not be possible without trade. Over many centuries trade has evolved and adapted to our changing world. Trade is still alive in all its forms. From barter to bargai...

/payments /wholesale Trends in Financial Services

Chris Principe

Chris Principe CEO at APB, Inc.

CRYPTO to CBDC

CRYPTO to CBDC - Payments have gone through significant innovation in recent history. Each time innovation has improved the convenience, speed, and security of money. Let’s review these money milestones. Barter to Coins; An early form of payment was to trade goods as payment for needed goods. The difficulties were equal measure of value, physical s...

/startups /markets The future of Payments in Europe

Chris Principe

Chris Principe CEO at APB, Inc.

Rotten to the Banks’ Core

Rotten to the Banks’ Core - Mr. Bank, is your core rotten? Do you suffer with manual entries, tickets anyone? Are your internal IT support costs going through the roof? Shut out of the latest Fintech products? Looking like last century? Digital banks blowing you out of the water? At the center of every bank is its core banking system. The core syst...

/retail /wholesale Payments strategies 2015-2020-2030

Chris Principe

Chris Principe CEO at APB, Inc.

Digital or Open Banking

Digital or Open Banking! Just the other day, I was talking with a banking friend. We were discussing the changes that have happened and what tomorrow may bring. He commented that Digital Banking will drive future change. As soon as he said that I had this feeling that digital is such an old term. It seemed to me that Digital Banking has been arou...

/payments /wholesale Online Banking

Chris Principe

Chris Principe CEO at APB, Inc.

BubbleNomics

BUBBLENOMICS BubbleNomics, it’s new, it’s exciting, it’s a failure? The world has really changed. It has been a year since the COVID-19 Pandemic has infected the globe. Everything has been touched and everyone has been impacted. There is a distinct change in our daily family life, our jobs, and our communities. As of March 2021, globally there has...

/wholesale /crime Women in FinTech

Chris Principe

Chris Principe CEO at APB, Inc.

Who can it be now?

Who can it be now? Who can it be knocking at my door? Go 'way, don't come 'round here no more. Who can it be now? These 1981 lyrics of Men at Work foretold the usage of Facial Recognition (FR) today. The changes brought on by the great pandemic of COVID-19 have given governments a justifiable reason for the increase of CCTV cameras using FR technol...

/payments /crypto The Payments Business