Research

UK Open Banking API Performance 2021-2022

26 Oct 2022  |  194 downloads

The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of the regulators. These regulators he...

Seeking Approval - Acquirers vs. Transaction Fraud

25 Oct 2022  |  285 downloads

Transaction fraud monitoring lies at the heart of fraud prevention for acquiring banks, and while the effort in decreasing fraud rates has advanced si...

The Future of Digital Banking in North America 2023

21 Oct 2022  |  778 downloads

A Money20/20 USA Special Edition 2022 in North America saw a continuation of economic recovery from the Covid-19 pandemic, fuelled by the rapid rollo...

Banking as a Service: Predictions for 2023

20 Oct 2022  |  704 downloads

Cloud strategies are changing After the financial crisis of 2008, traditional lenders experienced a drop in revenue and new players successfully gain...

SaaS: The case for building a new banking business model

03 Oct 2022  |  468 downloads

Why is SaaS pivotal to tackling regulatory, competition, and technology challenges? Banks are no longer only interested in building their infrastruct...

The Future of ESGTech 2023

12 Sep 2022  |  728 downloads

A Sibos Special Edition While new risks emerge, so do new opportunities for financial services providers to lead technological innovation and drive p...

Onboarding, KYC, and Digital Identity: the Bottom Line

10 Aug 2022  |  727 downloads

Technology is continuing to evolve at a fast rate. Consumers have evolved and now expect a digital onboarding process. This presents an opportunity f...

Mainframe to Cloud: How to shift applications

05 Sep 2022  |  310 downloads

The shift to the cloud The financial services industry is increasingly turning to the cloud to resolve challenges involving the movement of money. Ho...

Rebundling: The Next Stage of the Fintech Evolution

22 Jul 2022  |  727 downloads

The next stage of the fintech evolution is rebundling. At the core of the industry, the catalyst for fintech evolution has continued to be disruption...

The Future of Digital Banking in the UK 2022

07 Jul 2022  |  1264 downloads

The digital transformation of financial services remains a defining journey being undertaken by banks and fintechs across the globe. Increased digiti...

Real Time Payments: Solving today's problems for tomorrow's success

23 Jun 2022  |  769 downloads

Banks understand what they need from real time global payments, but reaching a position where they can leverage the full benefits available is a signi...

The CIO’s guide to architecture modernisation through portability, resilience, and flexibility

14 Jun 2022  |  367 downloads

Why CIOs need to shelve short-termism in favour of smart modernisation Every architecture decision a CIO makes directly impacts their bank’...

Payments Modernisation: The Big Survey 2022

30 May 2022  |  807 downloads

How cloud, data-rich ecosystems and real-time digitisation are transforming the payments business This survey, conducted in early 2022, aimed to quan...

The Future of Payments 2022

27 May 2022  |  1597 downloads

The Cutting Edge of Digital Payments The Covid-19 pandemic and Russia’s invasion of Ukraine in 2022 has proven that the financial services...

The Future of Digital Identity 2022

06 May 2022  |  998 downloads

Inclusive, Secure, Fit For Purpose Digital identity will be the catalyst for financial institutions wanting to navigate the data ecosystem in an incr...

Can you afford compliance?

25 Apr 2022  |  437 downloads

Maintaining compliance for both regulatory and industry-driven standards is complex and expensive, yet fundamental to a financial institution&rsqu...

Cloud, the Critical Component to Power New Business Models

11 Mar 2022  |  367 downloads

Today, every company is a technology company. No organisation can modernise products, deliver services, or meet customer expectations without harnessi...

Payments Transformation: Emerging Stronger

10 Mar 2022  |  846 downloads

The Finextra Annual Payments Survey Report 2022 in association with Fiserv We discuss findings from the survey on how financial institutions are cont...

ISO 20022: How banks can avoid becoming a cautionary tale

04 Mar 2022  |  575 downloads

Transitioning to the ISO 20022 financial messaging standard has been high on the agenda for financial institutions for several years, but as deadlines...

The Future of Embedded Finance 2022

28 Feb 2022  |  1209 downloads

Which European Stakeholders will Win or Lose? Momentum towards embedded finance has been building slowly but surely over the past decade, as demand f...

The Future of Regulation 2022

07 Feb 2022  |  1052 downloads

From Innovation to Execution The fire for innovation in financial services has long been raging, and regulators, having transformed their modus opera...

Getting tech right: Selecting the right software products to fulfil the digital demands of banking

31 Jan 2022  |  394 downloads

While the global pandemic may have been a shock to the system for incumbent financial institutions, it only served to reinforce the growing pressure t...

Open Banking Europe 2022 - What’s next for Open Banking?

18 Jan 2022  |  1255 downloads

Since the European Payments Services Directive 2 was introduced in 2018, open banking has come to mean different things to different participants. Pro...

Will banks use digital security as a post-pandemic differentiator?

17 Jan 2022  |  346 downloads

Banks large and small, old and new, have come a long way in a short amount of time. Prior to the pandemic there wasn’t a bank or financial...