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Aoibhinn Mc Bride

Aoibhinn Mc Bride Content Editor at Jobbio

Is being a tech generalist the key to career longevity?

From AI to cybersecurity, you might be operating under the assumption that in order to excel in tech you need to focus your career efforts in one specific area, particularly in your formative years. But according to Eddy Barker, an engineer at U.S. telecommunications company AT&T, specialising too early in one specific area can limit your techn...

/people

Madhvi Mavadiya

Madhvi Mavadiya Head of Content at Finextra

US election 2024: What does Project 2025 say about finance and fintech?

We went through The Heritage Foundation’s 922 page document 'Mandate for Leadership 2025: The Conversative Promise' so you didn’t have to. While it is common for think-tanks from opposite sides of the political spectrum to propose policies for governments-in-waiting, the initiative dubbed ‘Project 2025’ has resulted in recent widespread concern des...

/markets

Erol Kaya

Erol Kaya CTO at BUNA

Currencies’ digital race on payment rails

A global player as a financial messaging network: SWIFT More than 11,000 banks and financial institutions rely on the SWIFT messaging network for financial transactions. In 2022, the SWIFT network registered an impressive average of 44.8 million messages daily, facilitating $150 trillion in transactions annually. As of May 2024, the breakdown of t...

/payments

Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

Is the UK in a credit crisis?

It should not be a surprise, given that the UK is deep into a cost-of-living crisis with nothing to indicate relief on the horizon, that there is also a credit crisis underway. Living costs leading to debt burdens The cost-of-living crisis has increased the prices of household bills including energy and water, as well as inflating prices of housing...

/markets

Níamh Curran

Níamh Curran Senior Reporter at Finextra

How to pick a 3-D Secure provider

Amid increasing ecommerce sales, changing consumer expectations, and regulatory shifts, payments issuers and processors need to continually evolve to decrease risks from card not present (CNP) transactions and customer authentication process. As the number of online payments grows, organisations are at increased risk of loss as a result of CNP frau...

/security

Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

UK election 2024 fallout: What are Labour’s plans for fintech?

The Labour Party’s landslide victory in the UK general election last week kicked the Conservatives out of office, replacing Prime Minister Rishi Sunak with Keir Starmer. However, while the Labour Party gained the majority of seats in the house, the Tories retained 121 seats, and other notable parties, including the Green Party, Reform UK, and Libe...

/markets

Hamish Monk

Hamish Monk Reporter at Finextra

How to use AI to provide personalised services

Today’s discourse on the nature, consequences and regulation of artificial intelligence (AI) can often obfuscate the technology’s immediate, on-the-ground applications. In this article, Finextra considers 5 distinct ways in which AI may be used by financial institutions to better serve their customers. Five use cases The proverbial secret sauce in...

/ai

John Barber

John Barber Vice President and Head at Infosys Finacle

Trade finance: Progressive business models to beat the slowdown

This piece was co-authored by Manish Patni, lead product manager at Infosys Finacle. The global trade engine has been sputtering. Last year, the World Trade Organisation (WTO) downgraded its growth forecast for world merchandise trade to a meagre 0.8%, down from a prior estimate of 1.7%. This dramatic slowdown can be attributed to a confluence of...

/devops

Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

UK election 2024: What the manifestos mean for sustainability

The UK general election will take place on July 4, with each party championing different priorities when it comes to the future of the country. Along with the many needs of a nation, one glaring main concern of each platform should be their sustainable development goals and climate focus for the future. Dominic Rowles, lead ESG analyst at Hargreav...

/sustainable

Chris Holmes

Chris Holmes Peer at House of Lords

UK election 2024: What it means for fintech regulation

We are days away from a general election and when the new government introduce their legislative agenda on 17th July, I hope it will include a new Smart Data Bill, Digital Assets Bill, National Payments Vision and, in case the government doesn’t introduce one, I will be bringing back my private members bill on regulating AI. Future of finance Num...

/regulation

Níamh Curran

Níamh Curran Senior Reporter at Finextra

UK election 2024: What each party’s manifesto outlines for fintech

The countdown to the UK General Election is nearly up, with polling taking place this Thursday 4th July. With this in mind we decided to take another look at how each of the major parties’ manifestos addressed some of the key issues in fintech. Innovation Conservatives and Lib Dems have pledged to increase public spending on R&D. Tories said t...

/regulation

Hamish Monk

Hamish Monk Reporter at Finextra

How to prevent a cyber-attack

In June, Russian ransomware-as-a-service gang, Qilin, stole data covering 300 million NHS patient interactions – and demanded an alleged £40 million for its return. The leak meant that two of the health service’s biggest trusts, King’s College hospital and Guy’s & St Thomas’, “had to cancel 1,134 planned operations, including cancer and trans...

/crime