White Paper

UK Open Banking API Performance 2022-2023

The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of regulators. 


As the most advanced Open Banking market in the world, the UK provides an example of best practices in the implementation of API-based Open Banking that other jurisdictions can use as a model. 

In this report, we study the performance of the Open Banking APIs exposed by the large CMA9 UK banks, traditional High Street banks, credit card providers and building societies, and new entrant banks (neobanks). Some of our key findings include: 

  • There continue to be significant API performance differences between banks;
  • There is a significant difference in total latency between the fastest and slowest banks;
  • Cloud choice makes a huge difference in performance;
  • And more.

Download our analysis of Open Banking API services today to learn more. 

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UK Open Banking API Performance 2022-2023

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