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Fintech discussions and conversations around the development of fintech.

Ghazi Ben Amor

Ghazi Ben Amor VP - Corporate Development at Zama

How innovation in encryption is helping secure the credit card approval process

When the FCA fined Equifax £11 million for its role in one of history’s largest cyber security breaches back in October last year, it was a stark reminder of the fragility of our data ecosystem. Following the incident - which saw the credit bureau firm fail to manage and monitor the security of UK consumer data it had outsourced to its US-based pa...

/security /payments

Hemal Jayasinghe

Hemal Jayasinghe Chief Business Officer- Banking Transformation at LTIMindtree

Unlocking Opportunities for Growth in Fintech Through AI

As the fintech sector continues to evolve, businesses are increasingly recognising the transformative potential of artificial intelligence (AI) in optimising operations and elevating customer experiences. Historically, industries, such as FinTech have thrived on transformative tech and have used it to keep pace with changing customer needs. The wi...

/people /predictions

Stephen Carter

Stephen Carter Director of Payments Strategy at Ivalua

22 days later: how supplier payment zombies are stifling business success

We’ve seen a significant rise in inflation over the past year, leading to increasing market uncertainty and ultimately causing costs to spiral for many businesses. Meanwhile, the economy is recovering from a series of black swan events over recent years – from Brexit to global conflict and supply shortages. These issues have impacted businesses’ b...

/payments /cloud

Sarp Demiray

Sarp Demiray CEO at European Merchant Bank

What will traditional banks be doing in 10 years?

Over the last five years, the digital banking sector has experienced significant growth and transformation, driven by technological advances and changes in consumer behavior. Many Europeans already have a digital bank or banking product in their pocket, and this trend is making inroads into emerging markets. The COVID-19 pandemic accelerated the u...

Maya Kumar

Maya Kumar EVP at Banked

Surcharges Increase at a Rapid Rate in Australia: The Case for Pay by Bank

Credit and debit cards have largely replaced cash in Australia, providing customers with increased convenience and introducing purchase protections. However, card networks charge a fee for each and every transaction, normally between 0.5% and 2% (RBA). This is a problem for Australian retailers and businesses the world over as they navigate tight ...

/payments /retail

Kate Leaman

Kate Leaman Chief Analyst at AvaTrade

The importance of risk management in trading

Risk management is a crucial aspect of trading that can significantly impact a trader’s success. Trading inevitably involves a level of unpredictability, with market conditions influenced by various factors such as economic indicators, geopolitical events, and even unexpected news. As trading becomes increasingly complex and interconnected, the po...

/security /markets

Donica Venter

Donica Venter Marketing at Traderoot

Five Fintech Trends That Will Shape 2024

Navigating the ever-evolving landscape of banking trends amid fierce competition can be daunting. Recognizing the importance of staying ahead, especially as fintech disruptors reshape the industry. In this insightful post, we delve into five pivotal trends shaping the banking and payments sector: Contactless Payments: The pandemic accelerated th...

/payments /retail

Max Koretskiy

Max Koretskiy Investor, Cо-Founder at Blackshield Capital Group

From wealth management to life management: what today's rich people want and how it affects the weal

Wealth management is an industry with established rules and traditions. For example, one of the first private banks that provided asset management services – the British Coutts – has been operating since 1692. However, recently even this conservative industry is experiencing significant changes. The work of asset managers is complemented by technol...

/people /wealth

Horacio Barakat

Horacio Barakat Head of Digital Innovation for Capital Markets at Broadridge Financial Solutions

The Next-Gen Tool for Central Clearing: DLT-Enabled Sponsored Repo

The U.S. Treasury market is about to undergo a trading transformation. The SEC adopted rule changes in December 2023 which will require most cash Treasury and repo trades to be centrally cleared. Centralized clearing will be required for Treasury trades as of the end of December 2025. Repo trades will have until June 30, 2026, for the new regulati...

Anna Kuzmina

Anna Kuzmina Expert at Fintech

Watching out for Account2Account, Spend Management, and Compliance Tech

The company valuation rating might not be the correct way to understand the leaders but it does paint a picture of the global trends and patterns. Recently, CB Insights published their Global Unicorn Club 2024 edition. In the ‘Financial Services’ section, there is a patchwork of what is happening worldwide. 1. Account2Account Payments Tech & M...

/payments /markets