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Latest expert opinions

Chris George

Chris George Vice President Product at CI&T

Banking on digital: AI’s impact on the future of financial services

Today, around 46 million UK adults (86% of the country’s adult population) use a form of online or remote banking. As branches and physical are phased out, banks must now differentiate themselves through a strong digital customer experience. Here, AI technology looks set to form a key part of the future. Research from The Economist found that “77%...

Artificial Intelligence and Financial Services

David Hensley

David Hensley Founder at Enryo Limited

The Financial Services Revolution

Its five years since we published the Access to Cash Report - Is Britain ready to go cashless? Those past five years have witnessed a whirlwind of innovation in the financial services industry. Fueled by technological advancements, shifting consumer demands, and a regulatory landscape embracing change, this era has fundamentally reshaped how we int...

/retail /inclusion Imagine a world without cash

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Key Challenges Digital Banks are Facing in 2024

With the neobanking market projected to swell to $6.37 billion in 2024, and a user base expected to hit 386.3 million by 2028, the industry's potential is undeniable. Yet, alongside opportunity come substantial challenges, from profitability to cybersecurity. Clash of Titans: Traditional vs. Digital Banks The consumer demand for comprehensive fin...

/payments /retail Banking Strategy, Digital and Transformation

Alexander Bachmann

Alexander Bachmann CEO at Mitgo Group

Financial Institutions Can Now Profit from over $1.5 Billion of Global Affiliate Spend

Companies offering in-app payments and financial services within their respective platforms are examples of applying embedded finance in non-financial services. As embedded finance alters how businesses, both financial and non-financial, approach finance, companies are already seeing the benefits that come with it. For instance, 88% of them have re...

Embedded Finance

Serhii Bondarenko

Serhii Bondarenko Artificial Intelegence at Tickeron

Strategies for Stock Market Prediction

In the dynamic realm of the stock market, investors and traders constantly seek an edge to predict trends and capitalize on movements before they become common knowledge. With advancements in artificial intelligence (AI), a groundbreaking approach has emerged, offering valuable insights into future market directions. This article delves into the i...

/inclusion /crime Artificial Intelligence

Axel Rebien

Axel Rebien CEO at Serrala

When I go into a meeting, I’m not the CEO; I’m the customer

Business leaders all have different motivations for nurturing a successful company. Some strive to solve longstanding issues within the industry in which they operate, while others enjoy steering the ship of innovation. However, a common goal unites them all: the desire to cultivate a thriving business. In my view, the key to achieving this lies i...

Fintech

Adam Preis

Adam Preis Global Strategist at Ping Identity

Navigating the digital identity landscape: A blueprint for financial services competitiveness

In the fast-paced realm of financial services, digital transformation is reshaping the competitive landscape. The emergence of digital disruptors has redefined customer expectations, emphasising the need for seamless, secure, and tailored financial experiences. As Charles Darwin aptly noted, survival depends on adaptability to change. In today's f...

/security /payments Digital Identity Management

Raktim Singh

Raktim Singh Senior Product Leader at Infosys

Role of Sustainable Tools in Banking

The role of sustainable tools in banking is fascinating for many reasons. Firstly, banks are actively participating in financing initiatives beyond their practices to provide loans and investments specifically for environmentally friendly projects. This helps create an ecosystem that aligns with sustainability goals. Secondly, some banks have intr...

/retail /sustainable Technology for Social Good

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Money is about emotions: Do not let financial services ruin lives

Most people can remember a situation in their lives in which they experienced a huge amount of stress when dealing with money. Whether it was a bad encounter with online banking, a struggle when planning a budget or keeping track of spending, the majority of us can relate. But, how often do we wonder about how these situations can impact our lives...

/people /retail Behavioral Economics in Banking

Jay Dahal

Jay Dahal CEO at Machnet

The Future of Cross-Border Transactions

In the rapidly evolving world of global finance, cross-border transactions are undergoing a transformative shift, marked by technological advancements and changing market demands. Here are our predictions for the future of these transactions. Business Payments look for ease in cross-border transactions. In 2024 and beyond, businesses are increas...

/payments /startups Fintech