Sushama Divekar Consultant - Retail Banking, Analytics & Insights at Not Applicable
The Chief Data Literacy Officer is not yet a role in the Data Management organization but must be – very soon. While the role of the Chief Data Officer has not completely been recognized or manned in many cases, and may not have matured as of now, is the need for a new entry into the C-suite world truly warranted? Well, the response to this is an e...
17 August 2023 /retail /wholesale Analytics in Banking
In our previous article, Beyond the monolithic era- Data as a Product (https://www.finextra.com/blogposting/23986/beyond-the-monolithic-era--data-as-a-product) we had touched upon the new concept, Data as a product which is the way forward for organisations to manage data and move towards a data mesh architecture. This article elaborates this new...
30 June 2023 /retail /wholesale Analytics in Banking
Everyone is talking about ChatGPT. And many are using it too. This new, AI powered tool was launched by OpenAI and it has created a stir across industries and people from all walks of life. The tool can provide well-articulated responses to queries, write codes, and deliver results to most queries, even those related to a process flow, data model ...
21 February 2023 Analytics in Banking
Introduction Data Literacy is the ability to read, write, understand, and communicate with data effectively so that information is used to enable quick business decisions and business outcomes. To put it simply, Data Literacy is really about the skills and competencies to work with data and information. The need for Data Literacy today is extremel...
21 October 2022 /retail
Introduction Data is the new buzzword. And Data Quality is on every conversation chart of organizations who are struggling with a humongous amount of data and are at a loss on how to manage it. While organizations generate and have access to tons of data, both internally and externally, few have truly managed to understand how to leverage the data ...
05 September 2022 Analytics in Banking
The Anti Money Laundering (AML) space is like a double edged sword that dangles on Banks. While on one hand the regulations are getting more stringent, on the other hand, fraudsters are always finding loopholes in bank's processes, procedures and patterns to go undetected with their money laundering activities. Hence, Banks need to up their effo
23 May 2018 /retail Financial Risk Management
All Banks today, irrespective of size or geography have joined the Digitization and self-service bandwagon. Investments and budgets are being carved out, and Digitization seems to be the top priority of every Bank, irrespective of size or geography Pick any annual report, or investor presentation, and in 8 out of 10 such instances, Digitization is ...
16 April 2018 /retail Disruption in Retail Banking
A recent article on Finextra, on Barclays Code Playground inspired me to write my thoughts on this creative and relevant concept, introduced by a bank that obviously understands how important it is to take the customer along with the technology advancements, to create maximum impact. This article does not look at Code Playground, but touches upon ...
21 January 2015
While most organizations have joined the Transformation bandwagon, let us pause, and spare a thought, to what should this magic word achieve? Even before embarking on a Transformation programme, a clear alignment of the initiative, with the strategic priorities of an organization, is a must. Failure to do so can prove disastrous, it terms of effo
16 January 2015 /retail
Transformation is the new buzz word in the business environment. Every Bank and Financial Institution (FIs) has initiated some programme for this and has set aside budgets to achieve transformation. And, there is no choice. The technology revolution, coupled with the Millennial, is ensuring a change in the old order. And, for Banks and FIs to stay ...
14 January 2015 /retail
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