Join the Community

Expert opinions
Total members
New members (last 30 days)
New opinions (last 30 days)
Total comments

Latest expert opinions

Ross Kolodyazhnyi

Ross Kolodyazhnyi CEO at DCM

The future is tokenized. You’re either on board or you get left behind.

If you seek the trigger to lead the next leg of the crypto "bullish" market, it won't be Ethereum ETF approval or Bitcoin halving. It will be driven by real-world assets. RWA tokenization, without exaggeration, can be called the hottest corner of the digital asset industry. The quarterly report of our partner, Stellar Development Foundati...

/payments /crypto The future of Payments in Europe

Adam Preis

Adam Preis Global Strategist at Ping Identity

Navigating the Dynamic Seas of Digital Identity in Insurance

The Perfect Storm In the vast ocean of the insurance industry, the winds of change are blowing stronger than ever before. Historically known for its conservative approach to technology adoption, the insurance sector finds itself at a crossroads. Enterprises are compelled to embrace digital transformation to navigate the evolving currents of regula...

/retail /identity Digital Identity Management

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Ten Revolutionary Things About AI - Part 1

Artificial intelligence is promising to disrupt a wide array of legacy practices. - Dan Primack, Axios PRO Rata. Based on my firsthand experience with the AI tsunami over the past 9-10 months, I can wholeheartedly get behind the above prediction. In fact, I've already noticed 10 revolutionary things aka gamechangers about ChatGPT and other GenAI p...

/ai /regulation

Bo Harald

Bo Harald Chairman/Founding member, board member at Transmeri, Demos, Real Time Economy Program,MyData

Public sector credentials to all wallets - to cross the death walley

Picture included in my Linkedin post (used to manage them here in the past) Dangerous death walley... One might of course ask why the private sector is not yet crying out for...

/retail /identity Innovation in Financial Services

Igor Skachkov

Igor Skachkov Chief Product Officer at payabl.

Takeaways from MRC Barcelona: What are the biggest payment challenges facing merchants today?

Merchants face a multitude of challenges that can impact their operations, customer satisfaction and ultimately, their bottom lines. Recently at MRC Barcelona, I hosted a panel with Matteo Gamba from Wayfair and Laura Alda from Meta exploring the biggest payment challenges facing merchants today. The discussion highlighted some of the payment cha...

/payments Fintech

Richard Bennett

Richard Bennett CEO at Razor Risk

Basel Guidelines: Diving into the Four Counterparty Credit Risk Components

In a world where market turmoil and systemic risks are pervasive, effective counterparty credit risk management (CCR) becomes increasingly vital. Recent events, such as the collapse of Archegos Capital Management which caused over $10 billion in losses, commodity market volatility after Russia’s invasion of Ukraine in 2022, and UK gilt market disr...

/regulation /markets Financial Risk Management

Kaustuv Ghosh

Kaustuv Ghosh Founder at Prometheus Labs, Next Gen Infra.

Banking At The Merchant-A Global South Perspective

Introduction I am inspired by the writings of my peers. Alex Johnson’s most recent blog post ( is very detailed, well-informed and a pleasure to read-as always. Please do make time, if you could, to go through it. The convergence of merchants and banking is an exciting possibility.

/payments /retail Asia Financial Services

Shiv Nanda

Shiv Nanda Content Strategist at

Common Reasons Why PEP Screening Checks are Important?

Considering the highly dynamic nature of world politics and AML regulations pertaining to PEP screening and dealing with them PEP checks are becoming more of a challenging task rather than simply being a regulatory requirement to ensure business safety and security against the risks of money laundering, corruption and other crimes of similar natur...

Exposing Financial Crime

Shiv Nanda

Shiv Nanda Content Strategist at

Business KYC: A Seamless Business Verification For Risk Mitigation

Business KYC plays a crucial role in fraud mitigation in the business world. However, KYC regulations were insufficient because there was a loophole in which businessmen were taking benefits. Politically exposed persons such as PEPs, fraudsters, and criminals had ease in doing business under shell companies. In 2016, FINCEN introduced Know Your Bu...


David Hensley

David Hensley Founder at Enryo Limited

The Demise of the Denarius? The Evolving Role of Coin Currency in a Digital Age

The rhythmic jingle of coins, once a constant companion to commerce, is fading into a fading memory. The rise of contactless payments and digital wallets has relegated the ubiquitous coin to an increasingly uncertain future. This trend compels us to consider a thought-provoking question: are we witnessing the end of an era, akin to the pivotal shi...

/retail /inclusion Imagine a world without cash

Now Hiring