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Latest expert opinions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Instant Payments: Overcoming Challenges for a Faster Tomorrow

Around the world, there are significant moves to transition from traditional electronic money transfers, which rely on batch settlement systems that can take several days for transactions to clear, to instant, or at least near real-time, payment systems. These new innovative payment systems ensure that beneficiaries receive their funds within seco...

/payments /regulation The Payments Business

Jeremy Boot

Jeremy Boot Product Strategist at Temenos

Beyond the Core - how tokenization on shared ledgers will drive change for banks

Introduction The BIS recently published a working paper entitled “Finternet: the financial system for the future”. This Finterent – or financial internet – is an intriguing vision of a modern financial system based on shared, interoperable, and unified ledgers, upon which the world’s assets and value would be stored and transferred. This represent...

/payments /retail Futuristic Banking

Saloni Ramakrishna

Saloni Ramakrishna Author; Senior Director at Oracle

Bankers Beware - All that is green is not gold - A view through the Risk Management Lens

Banks are accelerating green lending and investing initiatives as they march towards realizing their net zero goals, partnering with their counterparties to reduce the combined carbon footprint. As I said in my last blog post[1], here are a few thoughts on “all that is green is not gold” and why robust risk management aspects and constructs merit ...

/regulation /sustainable Banking Strategy, Digital and Transformation

Janine Grainger

Janine Grainger CEO at Easy Crypto

Why obsessing over crypto headlines is a dangerous investment habit

Fifteen years ago, crypto wasn’t on the mainstream media’s radar; but today, it frequently captures the spotlight on drive-time, lunch-time and evening news channels, drawing both seasoned investors and curious newcomers into its orbit. While it’s exciting to witness this once-niche market gaining traction as the flood of crypto headlines inundate ...

/crypto

John Bertrand

John Bertrand MD at Tec 8 Limited

Greetings from New York City, where you can save money by paying in cash.

Watching a televised rugby game, Leinster playing Northampton, at an Irish pub, The Long Hall, NYC, the bill if paid in cash would be discounted. On $100, savings could have been $3.00. Incentives, in the US cash are plentiful, for example, the price of gas (petrol) is lower at the pump when cash is used. Also, at the point of payment, the cust...

/payments /regulation The Payments Business

Mayuri Jain

Mayuri Jain Senior Manager, BFSI Industry Marketing at Persistent Systems Inc.

Story of Core Modernization

In the world of finance, the winds of change are blowing stronger than ever before, sweeping across the landscapes shaped by legacy systems and traditional business practices. Financial enterprises find themselves at a intersection: one path leads to continued reliance on outdated systems, and the other towards a future of digital innovation and m...

/cloud Banking

Hannah Lewis

Hannah Lewis UK Country Manager and SVP UK Card Services at American Express

Why we should make collaboration a career development priority

I’m a passionate advocate of being proactive when it comes to career development. Rather than just an annual activity or something that happens only during a formal workplace appraisal cycle, thinking about career goals and what will help unlock these professional ambitions should be a year-round process. You might be signing up for training to b...

Women in Finance

Supriya Dahiwelkar

Supriya Dahiwelkar Principal Consultant-Payments at Delta Capita

Get Future Ready Now - Insights from the Women in Payments EMEA Symposium 2024

Last week I attended the Women in Payments EMEA Symposium 2024. This event took place at the beautiful De Vere Grand Connaught in London, on 29th and 30th April. The theme of “Get future ready now” covered not just the future landscape of payments but also delved into topics like women’s health in the workplace, hidden barriers for women’s careers...

/payments /retail

Laurent Descout

Laurent Descout CEO at NEO Capital Markets

Why treasurers should prepare for stablecoins

Digital assets and crypto have become increasingly mainstream and have made many headlines, but not always for the right reasons. Aside from governance concerns, the biggest criticisms levelled at crypto from a B2B payments standpoint are volatility and the lack of an underlying asset. Bitcoin, the most prominent crypto coin, has fluctuated in val...

/payments /crypto Treasury Management

Mark Nutt

Mark Nutt Senior Vice President, International Sales at Veritas

How financial services organisations can protect valuable data in the age of ransomware

There’s no hiding from it; ransomware is once again on the rise and today’s attackers do not discriminate. Regardless of size and sector, no organisation is immune and as the list of recognisable victims grows longer, it’s not a case of ‘if’ a business will get hit but ‘when’. For financial services organisations, in particular - due to the very n...

/security /crime Banking Strategy, Digital and Transformation

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