Shailendra Malik SVP - Tech Delivery (Data Platform) at DBS Bank
Every age or generations have their unique relationship with money. In past 100 years we saw multiple global conflicts, both militarily and financial in nature. That has hugely affected the way people perceive and relate to banking, but certain relationships remain constant. You may see banking differently but your relation to money is constant. T...
29 July 2018 /retail Digital Banking Trends
Innovation and tech advancements are hitting the market at a breakneck speed. All companies are either trying to leverage the AI, Chat-Bots, ML or any form of new models available in the market or even they're trying to make their own. With this comes additional challenges. Security is a big concern. No ML / AI model will work without empirical da...
27 July 2018 /ai /regulation Innovation in Financial Services
Of past year a lot of noise have been created by the Fintech sector and loads of start-ups have mushroomed. With many innovative ideas the primary assumption is that, when we have the empirical data then the trends, modelling, any exploratory or discovery driven models will get the best solutions for the end users. To realize this vision, one prim...
22 January 2018 /startups Innovation in Financial Services
In my last post I explained the potential of Banks investing their effort to build Lifestyle Apps and create an ecosystem that helps everyone. The question remains, will people move away from generic lifestyle apps and adopt the ones created by the banks? Please note I will be specific to Singapore market in some contextual examples. What new red...
22 January 2018 /retail Digital Banking Trends
While looking for any new insurance policy, whether that is for your health, your house, your car or any item you can think of, one of the common questions you ask is how much is the claim processing time. Claims - a dreaded word for many who have bought policies for various reasons. Many insurance companies have notoriously high turnaround times ...
19 September 2016
Those who follow the Fintech Sector closely in Singapore are surely having the time of their life. It’s that time of the year approaching where the craze and euphoria for a particular sector is at its crescendo. Almost reaching the levels of yearly F1 jamboree. Adding to the chaos is the Marquee event announced by Monetary Authority of Singapore in...
15 September 2016 /regulation
In past 2 years almost every bank, every consulting firm and every Technology firm is trying to bet on Blockchain or alternate ways to improvise on financial sector. It is accepted on broad level that financial sector has been due for the reforms from quite a long time and the regulatory efforts taken up by central authorities may not be enough. T...
20 June 2016
I recently stumbled upon a pretty detailed account written by R3's Director of Market Research. (Link below). It was an interesting read for a new comer like me to see what R3 is doing and where is the focus of the Banking Community as far as the Block chain and distributed ledger goes. I admit I am quite new to the Block chain game but I do under...
26 April 2016
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