Join the Community

21,045
Expert opinions
43,903
Total members
320
New members (last 30 days)
117
New opinions (last 30 days)
28,300
Total comments

Latest expert opinions

Anthony Walton

Anthony Walton CEO at Iliad Solutions

ISO20022: global messaging standard takes centre stage at Sibos

Since its launch more than 40 years ago, SWIFT’s international banking operations seminar (Sibos) has become renowned as the go-to gathering for anyone seeking to understand the latest developments in financial services. And this year’s event in Amsterdam between October 10 and 13 didn’t disappoint. Understandably, digital innovation was high up ...

/payments /sibos Innovation in Financial Services

Anthony Walton

Anthony Walton CEO at Iliad Solutions

The Testing Challenge: Cost

The pressures of time and cost are constant barriers to effective implementation. These pressures can be offset, for example, by spending more money to reduce testing time. Adding to this inherent testing challenge is the increasing complexity of integrated processing systems. But if we invest in tools which increase productivity, we can deliver m...

/payments Innovation in Financial Services

Anthony Walton

Anthony Walton CEO at Iliad Solutions

The Testing Challenge: Time

Accurate testing of systems and data processing software is critical to business success. Whether it’s a major twice-yearly waterfall software release or this month’s agile update, bug-free systems are critical. News travels fast when something goes wrong, and if it does you must act fast to minimize reputational damage and keep costs down. Everyo...

/payments /devops Innovation in Financial Services

Anthony Walton

Anthony Walton CEO at Iliad Solutions

The FCA’s View on Payments

The UK financial regulator recently released its ‘Sector Views’ report, which provides The Financial Conduct Authority’s opinion on how the sector is performing. This is their annual analysis of the way the financial environment is changing and the impact of these changes on consumers and market effectiveness. The analysis contributes to The FCA’s...

/payments /regulation Trends in Financial Services

Anthony Walton

Anthony Walton CEO at Iliad Solutions

Increased Regulation of Operational Risk is Coming

At the end of October, a Treasury Committee report in the UK said the frequency of online banking crashes and customer disruption had become unacceptable. Steve Baker, the Treasury Committee’s lead member for this inquiry was quoted as saying: “The number of IT failures that have occurred in the financial services sector, including TSB, Visa and Ba...

/payments Payments strategies 2015-2020-2030

Anthony Walton

Anthony Walton CEO at Iliad Solutions

Readiness for Immediate Payments

The payments industry is seeing a massive global surge in the implementation or modernisation of Immediate Payment systems. These systems challenge the status quo, and when used effectively create real opportunities for financial institutions to improve service and/or develop new business opportunities. In Ovum’s 2018 Payments Report (2018 Globa...

/payments Payments strategies 2015-2020-2030

Anthony Walton

Anthony Walton CEO at Iliad Solutions

Real-Time Payments. The Winners, Losers and Barriers to Innovation

Immediate Payments, Real-Time Payments, Faster Payments – wherever you are in the world you probably have a term for it, but whatever that is, Real-Time Payments (RTP) is probably spreading faster than any other previous payments initiative. There is good reason for this. RTP offers many benefits and everyone wants to be the first to penetrate new...

/payments Trends in Financial Services

Anthony Walton

Anthony Walton CEO at Iliad Solutions

Latest Research On APIs and How Banks Can Thrive In An API Economy

In May, Accenture released a new piece of analysis entitled ‘How Banks Can Thrive In An API Economy.’ The industry press has been awash with company announcements and predictions of greatness for those successfully launching an Open Banking proposition. Increasingly, we start to see more scepticism and articles describing why Open Banking is never...

Open Banking

Anthony Walton

Anthony Walton CEO at Iliad Solutions

Effective Implementation of PSD2 and Open Banking Propositions

The target for Open Banking access has fallen way short of legislators’ expectations, with over 40% of European banks still unable to provide adequate infrastructure and access. There is no doubt that the issue of PSD2 continues to play a major part in the European Payments landscape. The European Central Bank makes a significant demand on all fin...

/payments Open Banking

Anthony Walton

Anthony Walton CEO at Iliad Solutions

APIs: Realising benefits beyond the hype

I recently attended the QAFF event in London, and it was clear to see the increasing relevance that APIs play as part of the global march towards improved access. 2018 was dominated by headlines proclaiming the Open Banking revolution that’s just around the corner. However, although the commercial and consumer benefits it promises are taking a whi...

Open Banking