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Sameer Pethe Partner at Kearney

Omnichannel strategies key in the continuation of strong bank performance in 2022

2022 was a year of extremes in retail banking across Europe. Interest rates rose for the first time in a number of European countries, troubles of the pandemic were in the rearview, and revenue and profits hit record highs. With this being said, 2023 has been the opposite with some larger commercial banks failing, signalling that turbulent times a...

12 July 2023 /retail /predictions Banking Strategy, Digital and Transformation

Sameer Pethe Partner at Kearney

The Future of BNPL?

At the end of March, Apple launched Apple Pay Later in the US, its much anticipated buy now, pay later (BNPL) service, which will allow consumers to spread payments of between $50 and $1,000 over six weeks.The programme will rival BNPL incumbents including Klarna, Clearpay and Affirm who have, until now, dominated a market in which payments are ex...

17 May 2023 /payments /retail Trends in Financial Services