Shikko Nijland CEO at INNOPAY
Around a decade ago, the global Decentralised Finance (DeFi) movement started to develop financial applications that no longer required traditional central financial intermediaries such as banks and exchanges. The DeFi movement is based on the disrupting perspective that existing financial products and services can be recreated, utilising a decentr...
14 May 2021 /payments /inclusion Trends in Financial Services
I'm convinced this year will be a decisive turning point in the war against a creeping yet potentially devastating type of pollution. This is the 'data pollution' which threatens to overwhelm our digital world. Just as nations are now committing to more challenging environmental targets in the physical world, we must also recognise the threat of da...
26 January 2021 /regulation /sustainable Data sharing
It is time for banks to reconsider their perspective on Open Banking. In this new transaction- and data-driven world, data sharing – just like money and payments – needs to be decentralised. However, it must also be interoperable and trustable. Proper governance and oversight safeguard public functions for society as a whole, and data sharing shou...
03 September 2020 /payments /retail Digital Banking Trends
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