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Shikko Nijland

Shikko Nijland CEO at INNOPAY

Decentralised finance paves the way towards a more democratic financial system

Around a decade ago, the global Decentralised Finance (DeFi) movement started to develop financial applications that no longer required traditional central financial intermediaries such as banks and exchanges. The DeFi movement is based on the disrupting perspective that existing financial products and services can be recreated, utilising a decentr...

/payments /inclusion Trends in Financial Services

Shikko Nijland

Shikko Nijland CEO at INNOPAY

Digital Sustainability: call to action against global data pollution

I'm convinced this year will be a decisive turning point in the war against a creeping yet potentially devastating type of pollution. This is the 'data pollution' which threatens to overwhelm our digital world. Just as nations are now committing to more challenging environmental targets in the physical world, we must also recognise the threat of da...

/regulation /sustainable Data sharing

Shikko Nijland

Shikko Nijland CEO at INNOPAY

How much Open Banking budget is future relevance worth to you?

It is time for banks to reconsider their perspective on Open Banking. In this new transaction- and data-driven world, data sharing – just like money and payments – needs to be decentralised. However, it must also be interoperable and trustable. Proper governance and oversight safeguard public functions for society as a whole, and data sharing shou...

/payments /retail Digital Banking Trends

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