Nick Ogden Founder and Director at RTGS.global
As we sit back and relax this Christmas a topic of conversation that is likely to rear its head over the festive Ogden dinner table will likely be the demise of the cheque. With several generations at the table it will be interesting to hear the different perspectives and reactions to the news, especially between the grandchildren and grandparent
21 December 2009 /payments Innovation in Financial Services
2009 has seen tightening up of regulation in the financial markets globally, and the payments environment is no exception. In Europe, the EU has pioneered a number of changes with the introduction of SEPA Direct Debits and the PSD. Whilst much of this red tape has created challenges for banks and institutions the introduction of the PSD this Novem...
26 November 2009 /payments Innovation in Financial Services
Gary Wright see https://www.finextra.com/blogs/fullblog.aspx?blogid=2447 sat and listened to a presentation that I made on Tuesday and wrote up a piece on his blog, due to reasons far beyond our understanding (technical issue we suspect) I have been unable to post my reply to a very extensive comments on to his blog site, so I apologise for th
31 January 2009 /payments Innovation in Financial Services
Contactless payments really seem to have exploded recently. In the past month alone, we have heard announcements from both MasterCard and Visa about trials they are conducting in cities such as Liverpool, New York and LA; but it was the announcement of a trial that Visa is conducting in Guatemala that caught my attention. In particular, some obse
10 November 2008 /payments /retail Innovation in Financial Services
I was in Reykjavik, Iceland on the Monday when the Icelandic economy meltdown occurred. By co-incidence I was also on Wall Street when the 1997 crash happened and being in both locations was, I promise, purely co-incidental. In 1997 I was with professional investors, where $400m loss hurt but they didn’t die. In 2008 in Reykjavik the only experien...
03 November 2008 /payments /retail Innovation in Financial Services
Following a report in The Telegraph earlier this month that described the international scale of what is known as a “supply chain attack” powered by Chip-and-PIN readers across the globe (http://www.telegraph.co.uk/news/newstopics/politics/lawandorder/3173346/Chip-and-pin-scam-has-netted-millions-from-British-shoppers.html), it does make me questi...
28 October 2008 /payments /retail Innovation in Financial Services
With the announcement that Lloyds TSB is adding the functionality to transfer funds via SMS through its mobile banking service, it’s starting to look like the industry may need to consider new authentication solutions that operate in the mobile space. Juniper Research predicted that in five years time around 2 billion mobile users will have bough...
08 October 2008 /payments Online Banking
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