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Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Deploying APIs for Fintech Advancement: The Emergence of Banking-as-a-Service

The landscape of financial services is undergoing a paradigm shift - courtesy of Banking as a Service (BaaS) - which is reshaping the dynamics between traditional banking institutions and fintech enterprises in their joint effort to cater to consumers' banking needs. BaaS empowers fintech companies to furnish their clientele with an extensive arra...

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Cloud Chasm: Why Nearly Half of Remittance Companies Aren't on the Cloud

Do you recall the times when selecting a service provider meant dealing with physical software and frequent updates? In 2006, tech giants like Google and Amazon led a transformative movement by embracing the limitless potential of cloud computing. Their forward-looking initiative has subsequently sparked changes across various sectors, although th...

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Harnessing the Power of Graph Technology for Fraud Prevention

What is Graph Technology and What Can it do for Financial Institutions? Graph technology has been a cornerstone of mathematics for centuries, and its application in financial institutions and fintechs has been rapidly gaining attention and traction in recent years. As financial fraud becomes more sophisticated, traditional methods of detection bas...

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

How To Be (And Stay!) a Disruptor In The Payment Card Market

This guide aims to help you gain a competitive edge in the Payments Market with insights, trends, and technological awareness. Payments Market Overview The digital payments market has witnessed incredible growth, surpassing the automobile manufacturing sector. It is projected to achieve an astonishing value of $20 trillion USD by 2026. This remarka...

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Exploring Variable Recurring Payments (VRPs): Features and Advantages

Introduction The emergence of Variable Recurring Payments (VRPs) has revolutionized the payments industry, captivating the interest of consumers, merchants, and financial institutions.This article dives into the world of VRPs, analyzing their impact, advantages, and implications for both businesses and customers. Understanding Recurring Payments...

/payments /retail Banking Strategy, Digital and Transformation

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