Andrew Beatty Head of Wealth, Retirement & International at FIS
In the digital age one size fits nobody. Banks and wealth managers must heed this truism because investors’ demand for personalization and advanced digital engagement is growing – and it’s not limited to the young. This blog explores how wealth managers can offer exceptional personalized service in a digital world. Research suggests that 64% of mi...
24 August 2023 /wealth /retail Banking Strategy, Digital and Transformation
Embedded finance is mainstream, and e-commerce dynamics have changed forever. What began with payments quickly extended into deposits, lending, insurance, and other financial services. Consumers clearly value the convenience of embedded finance, which reduces friction by integrating financial products into the customer journey, exactly where and w...
18 July 2023 /wealth /retail Banking Strategy, Digital and Transformation
Interest rates may be the most relevant metric in the financial world. No other single variable has such a profound and universal impact on the prospects of financial services firms and their customers. Rising interest rates affect everyone, but they don’t affect everyone equally. Predictably, savers and borrowers experience rising rates different...
16 June 2023 /retail /inclusion Banking Strategy, Digital and Transformation
The COVID pandemic was perhaps the worst global crisis in a generation. Fortunately banks and fintechs with the right technologies and strategies not only weathered the storm, but came out on top. As we navigate this period of economic uncertainty, this blog considers how digital technologies and new working methods can drive change and continual ...
16 May 2023 /security /retail Banking Strategy, Digital and Transformation
The power and possibilities of Web3 represent a compelling opportunity for banks and financial services firms to consider. These emerging technologies are here to stay, and potentially transformational. So, what exactly is Web3 and what can it deliver? Web3 is a new iteration of the Web, and it is a work in progress. While there’s plenty of infor...
20 April 2023 /wealth /retail Blockchain in Banking and Financial Services
These are difficult times for the global economy. With an economic slowdown in most major economies, along with high inflation and escalating cost of living, reasons to be cheerful about the economic outlook – and its impact on banks and wealth managers – may seem scarce. However, as the saying goes, “The best generals are made in battle.” The cur...
13 January 2023 /wealth /retail Banking Strategy, Digital and Transformation
It’s not news that bad news sells – and there’s certainly no shortage of gloomy global macroeconomic forecasts right now. But there IS an opposing view championed by the late journalist Norman Cousins: “Optimism doesn't wait on facts. It deals with prospects. Pessimism is a waste of time.” This blog discusses why bankers should be tech-forward opt...
11 November 2022 /wealth /retail Banking Strategy, Digital and Transformation
Is banking a people business or a technology business? For smart banks, it’s both because digital technology works best with humans. The aim of digitalization is customer delight and video banking can improve customer convenience and foster better banking relationships. This blog considers the benefits of video banking and underscores the importan...
25 October 2022 /retail /predictions Banking Strategy, Digital and Transformation
The temptation to spend is always with us, but for some people the compulsion to consume is overwhelming. Financial discipline takes practice; our tendencies to spend or save are habitual and form a predictable pattern. However, with the right approach, even long-standing bad habits can be changed for the better. This blog explores how banks can ap...
15 September 2022 /retail /inclusion Consumer Financial Health
John R. Rymer, a principal analyst at Forrester and world authority on low-code development says, “There are just not enough developers to go around, so by going low-code, you can get a lot done with ordinary developers that you can afford.” This blog considers the case for low-code development, how it differs from its no-code cousin, and why bank...
29 August 2022 /retail /devops Banking Strategy, Digital and Transformation
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