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What are the implications of digital transformation on payments?
Madhvi Mavadiya

Madhvi Mavadiya Head of Content at Finextra

What are the implications of digital transformation on payments?

Financial institutions have been forced to step up their game in order to keep up with consumer demand and push out several different products and services, leveraging emerging technologies, to provide customers with choice. Today, retail customers can deposit cheques, transfer funds and apply for loans from their mobile devices, signifying that w...

/payments

Pensions for the Planet
Richard Peers

Richard Peers Founder at ResponsibleRisk Ltd

Pensions for the Planet

When Richard Curtis, co-founder of Red Nose Day, Make Poverty history and writer/director of a few much loved films such as Four Weddings and a Funeral states that Pensions are going to have the biggest impact on climate change and the UN SDGs, you lean in to learn more. Last week I tuned into an online briefing via The Conduit Club a club for c...

/sustainable

Rethinking Business at a Rethought conference
Richard Peers

Richard Peers Founder at ResponsibleRisk Ltd

Rethinking Business at a Rethought conference

As we all switch to online conferences, I tuned into a day long event hosted by Imperial College entitled ‘Beyond Sustainability: Radically Rethinking the Purpose of Business’. Mike Coupe, the CEO of Sainsburys, set the scene outlining the journey of the Retailer from Corporate Social Responsibility (CSR) through Environment Social and Governance ...

/sustainable

Request to Pay: What does it mean for instant payments?
Paige McNamee

Paige McNamee Senior Reporter at Finextra

Request to Pay: What does it mean for instant payments?

The introduction of Request to Pay (R2P) services this year is poised to play a starring role in the broader transformation of the UK and EU’s payments landscape. Reduction of costs, fraud and chargebacks alongside the delivery of better transaction data are the obvious improvements, yet, it is the potential that R2P holds to act as a catalyst for ...

/payments

Cybersecurity: The never-ending challenge
Jamie Crawley

Jamie Crawley Reporter at Finextra

Cybersecurity: The never-ending challenge

As the financial world changes, becoming more interconnected and inclusive, the ever-moving target of cybersecurity will continue to evolve. Mitigation will therefore demand a collaborative approach from financial services companies across the industry. While financial services is generally among the best performing industries in cyber management, ...

/security

Is Python storming ahead of Java in fintech?
Madhvi Mavadiya

Madhvi Mavadiya Head of Content at Finextra

Is Python storming ahead of Java in fintech?

The use of Python is catching up to Java in banking and fintech applications, but what are the reasons behind the emergence of Python? While three million developers have joined the Java community in the past year, in the banking sector, Python is fast closing in on Java’s position in top spot. Python’s backstory in banking Across all sectors, Pyt...

/devops

Global downturn will be a test for the robo-advice model
Jamie Crawley

Jamie Crawley Reporter at Finextra

Global downturn will be a test for the robo-advice model

With experts fearful of the Coronavirus outbreak setting the wheels in motion to a global recession, many customers of robo-advisers, unused to prolonged periods of volatility in markets, could be in for a shock and will look for appropriate advice and guidance. Last weekend, I logged on to my Nutmeg portfolio for the first time in a fortnight or ...

/wealth

Could Brexit open the gates to AI in the UK?
Paige McNamee

Paige McNamee Senior Reporter at Finextra

Could Brexit open the gates to AI in the UK?

The UK is outwardly pursuing an adequacy decision from Europe regarding its current data protection and privacy regulations. However, the idea of eschewing outright assimilation with relevant EU laws is gaining traction as it provides an opportunity to sculpt a more appealing privacy framework. As it stands, come 31 December 2020, the UK will have...

/regulation

Women in finance: How AI is shining a light on diversity
Madhvi Mavadiya

Madhvi Mavadiya Head of Content at Finextra

Women in finance: How AI is shining a light on diversity

Despite equality being one of the cornerstones of civilised society, a lack of gender parity and diversity within the financial services industry continues to be a problem, with many banks maintaining disparate corporate policies and different ways of ensuring work environments operate efficiently for all genders employed in the sector. UNICEF dat...

/ai

Welcome to the era of stablecoins
Jamie Crawley

Jamie Crawley Reporter at Finextra

Welcome to the era of stablecoins

Thanks in no small part to Facebook’s controversial Libra project, stablecoins have attained a great deal of interest in recent months and many questions have been thrown up about their place in the global financial system. How many stablecoins might exist with in a few years? What are the benefits and risks to banks and central banks? What techni...

/crypto

Banking-as-a-Service: A disruptive force for good
Andrew Smith

Andrew Smith Founding CTO at RTGS & ClearBank

Banking-as-a-Service: A disruptive force for good

Banking-as-a-Service (BaaS) comes in many various offerings, something that was not true back in 2014 when I first started talking about BaaS. Back then, I don’t believe anyone else was talking BaaS, let alone building propositions. However, fast forward a few years and BaaS is everywhere. It seems so many appearing un-related products and service...

/wholesale

A short guide to the ISO 20022 implementation: 2020 update
Paige McNamee

Paige McNamee Senior Reporter at Finextra

A short guide to the ISO 20022 implementation: 2020 update

As financial institutions recognise the scale of the impending ISO 20022 migration deadline, implementation strategies are being re-calibrated to incorporate risks, challenges and opportunities of the industry-wide transformation. Key dates: November 2021 ISO 20022 messages to go live on Swift.Between 2021 and 2025 a four year ‘coexistence period’...

/payments

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