Finextra Research: Latest fintech news, analysis, interviews, features and opinion by industry experts

Women in finance: How AI is shining a light on diversity

Madhvi Mavadiya Head of Content at Finextra

Women in finance: How AI is shining a light on diversity

Despite equality being one of the cornerstones of civilised society, a lack of gender parity and diversity within the financial services industry continues to be a problem, with many banks maintaining disparate corporate policies and different ways of ensuring work environments operate efficiently for all genders employed in the sector. UNICEF dat...

09 March 2020

Jamie Crawley Reporter at Finextra

Welcome to the era of stablecoins

Thanks in no small part to Facebook’s controversial Libra project, stablecoins have attained a great deal of interest in recent months and many questions have been thrown up about their place in the global financial system. How many stablecoins might exist with in a few years? What are the benefits and risks to banks and central banks? What techni...

05 March 2020 /crypto

Banking-as-a-Service: A disruptive force for good

Andrew Smith Founding CTO at RTGS & ClearBank

Banking-as-a-Service: A disruptive force for good

Banking-as-a-Service (BaaS) comes in many various offerings, something that was not true back in 2014 when I first started talking about BaaS. Back then, I don’t believe anyone else was talking BaaS, let alone building propositions. However, fast forward a few years and BaaS is everywhere. It seems so many appearing un-related products and service...

02 March 2020 /wholesale

A short guide to the ISO 20022 implementation: 2020 update

Paige McNamee Senior Reporter at Finextra

A short guide to the ISO 20022 implementation: 2020 update

As financial institutions recognise the scale of the impending ISO 20022 migration deadline, implementation strategies are being re-calibrated to incorporate risks, challenges and opportunities of the industry-wide transformation. Key dates: November 2021 ISO 20022 messages to go live on Swift.Between 2021 and 2025 a four year ‘coexistence period’...

26 February 2020 /payments

Madhvi Mavadiya Head of Content at Finextra

The tipping point of AI FOMO

While artificial intelligence is transforming several industries, the financial sector has a lot to learn from specific case studies in non-banking areas such as health, travel and retail. To start at the beginning, despite the term AI having been bandied about with a number of different definitions, the actual definition is simple: technology tha...

17 February 2020

Why carbon neutral is the new must-have mantra for banks

Paige McNamee Senior Reporter at Finextra

Why carbon neutral is the new must-have mantra for banks

Climate change and environmental sustainability are undeniably top of mind for institutions across the financial services landscape. Whether the catalyst was the Greta Thunberg effect, the sheer frequency of extreme weather events, or merely a 2020 resolution, a distinct change of tone has washed over the industry as financial firms at every level...

10 February 2020 /sustainable

Andrew Smith Founding CTO at RTGS & ClearBank

The future of B2B payments

When looking to the future of something like B2B payments, it is best to focus on just one aspect and from that, you start to see a numerous other areas of change coming into focus. You don’t have to look to far ahead to identify one very clear trend and driver in the payment’s world, and that is an ever increasing drive towards real-time payments...

03 February 2020 /payments

Cutting through the hype of personal identity

Madhvi Mavadiya Head of Content at Finextra

Cutting through the hype of personal identity

As we progress further into 2020, it is evident that the issues and opportunities surrounding the topic of identity within the financial services marketplace are undergoing fundamental change. Because of technological advance, digital verification is playing a larger part in banking. Developments such as social media and mobile phones have provide...

27 January 2020 /inclusion

Cloud native? Cloud ready? Cloud compatible? Cloud born? As an exec, what does this all mean?

Andrew Smith Founding CTO at RTGS & ClearBank

Cloud native? Cloud ready? Cloud compatible? Cloud born? As an exec, what does this all mean?

The financial services industry is slowly catching on to the many benefits of using the Cloud, well at least at a buzzword level. The issue for many technical leaders and executives however in financial services is making sense of the variations in how technology is described when alongside the word Cloud. Within Finextra alone, you can find articl...

20 January 2020 /cloud

Trust in Open Banking: Negotiating data liability between banks and TPPs

Paige McNamee Senior Reporter at Finextra

Trust in Open Banking: Negotiating data liability between banks and TPPs

The breadth and complexity of Open Banking systems involve a web of players interconnected by the core need to access data. Used as the tool by which financial institutions and third parties deliver innovative financial products, the data required is highly personal by nature and brings with it a myriad of challenges on the part of institutions tr...

22 November 2019 /regulation

SCA - no more kicking the can down the road

Jamie Crawley Reporter at Finextra

SCA - no more kicking the can down the road

With the EBA announcing a revised deadline for migration to Strong Customer Authentication (SCA) of December 31st 2020, how have industry players reacted and what now needs to happen make the transition a success? JPMorgan has welcomed the EBA’s announcement of the revised deadline for SCA, both for its clarity and its decision to propose harmonis...

18 October 2019 /regulation

What are the benefits of being born in the cloud?

Madhvi Mavadiya Head of Content at Finextra

What are the benefits of being born in the cloud?

An increasing number of challenger banks, neobanks and digital offshoots are being born in the cloud and the technology is now being used by traditional banks and new players alike for all IT needs. Banks that are born in the cloud are at an advantage because legacy players that are in the process of migrating to the cloud are struggling with appl...

03 September 2019 /cloud

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