Latest long reads: Finextra Research

The Future of Digital Banking in North America: How vulnerability will lead to better protection

Níamh Curran Senior Reporter at Finextra

The Future of Digital Banking in North America: How vulnerability will lead to better protection

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. Digital banking is now very much in the mainstream, with the World Bank reporting that two-thirds of adults globally make or receive digital payments. However, with the successful rise of digital banking in North America, vulnerability has become a commo...

24 October 2022 /retail

Open banking: The next frontier for enhancing financial experiences

Nate Marquiss Director of Financial Services at Trustly

Open banking: The next frontier for enhancing financial experiences

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. We are in an era of great economic, environmental, and political change, and the immediate effects on the global market are increasingly noticeable. The pressures that transpire from these changes have domino effects on how digital and financial services ...

24 October 2022 /retail

Aoibhinn Mc Bride Content Editor at Jobbio

These perks can add to your salary

In the post-pandemic world, perks like on-site meals and snacks, massages, and being able to conduct a team meeting from the comfort of an indoor hammock have lost their value. According to a new Work Trend Index study, 47% of workers are now more likely to put family and personal life over work than they were before the pandemic. In addition, 53%...

21 October 2022 /people

Breaking into Fintech: Here’s how to get hired at Xero

Sehrish Alikhan Reporter at Finextra

Breaking into Fintech: Here’s how to get hired at Xero

Sitting down with Tracey Wells, talent experience manager at Xero, we discussed how potential hires can learn about the fintech field and land their ideal position. The New Zealand-based software company specialises in cloud-based accounting software and has offices from New Zealand and Australia, to the UK, and US. What top tips can you offer cand...

20 October 2022 /people

Sustainable investing and the Ukraine paradox

Marco Mottadelli Head of Global Brokerage at Fineco Bank

Sustainable investing and the Ukraine paradox

Russia’s invasion of Ukraine has proved disruptive for those involved in portfolio management for the responsible investing sector. On the one hand, it has shown the danger of relying on fossil fuels, particularly those sourced from unstable countries. On the other, it has shown that the world is still substantially reliant on traditional energy so...

19 October 2022 /sustainable

Why insolvency practitioners are battling with crypto recovery as cost of living bites

Lucas Arnold Director of Litigation Funding at Harbour

Why insolvency practitioners are battling with crypto recovery as cost of living bites

The current economic news presents a bleak picture. Whilst Covid lockdowns have eased, businesses and consumers now face inflation levels not seen in a generation as well as rising interest rates. All businesses will be impacted by reduced consumer spending power and higher energy costs. Given this, it is not surprising that recent statistics repo...

18 October 2022 /crypto

The Westminster Series: The second reading of the Financial Services and Markets Bill

Chris Holmes Peer at House of Lords

The Westminster Series: The second reading of the Financial Services and Markets Bill

A vision to promote competition, innovation and growth but does it go far enough on financial inclusion, the environment, and the role of the regulators? I have written before about the Financial Services and Markets Bill - an incredibly important piece of legislation currently before Parliament. The Bill is set to usher in the largest change to f...

17 October 2022 /regulation

Retired Member

How to pivot into a tech career

Where once tech brought to mind things like system maintenance, computer programmes, software, and hardware, now it also encompasses artificial intelligence (AI), cloud, cybersecurity, and much more. These days, the tech industry is a catch-all term for a very varied working environment which expands by the year, if not the month. The industry is b...

14 October 2022 /people

The India Policy Series: RBI launches cross-border bill and credit-based UPI payments

Retired Member

The India Policy Series: RBI launches cross-border bill and credit-based UPI payments

Last month, the Reserve Bank of India (RBI) Governor launched three payments related initiatives at the Global Fintech Fest. The first was Bharat BillPay Cross-Border Bill Payments, allowing non-resident Indians (NRIs) to make utility, water, telephone, and other bill payments for their families in India. The next two new features were on the alre...

13 October 2022 /regulation

The digital landscape and technical opportunities

Oli Platt Marketplace Product Manager at NayaOne

The digital landscape and technical opportunities

This is an excerpt from Finextra’s report, 'The Future of ESGTech 2023'. The unprecedented risks of climate change and the rise of conscious consumerism in the post-pandemic era have prompted industry stakeholders and policymakers to acknowledge the importance and impact of ESG practices and policies. This has driven a notable shift in mindset acr...

13 October 2022 /Sibos

Standardised entity identification in ESG reporting

Stephan Wolf CEO at Global Legal Entity Identifier Foundation

Standardised entity identification in ESG reporting

This is an excerpt from Finextra’s report, 'The Future of ESGTech 2023'. The collective, global will to enact standards for ESG reporting has never been stronger. Following the UN Climate Change Conference (COP26) in November of 2021, the International Financial Standards Reporting (ISFR) Foundation created the International Sustainability Standar...

12 October 2022 /Sibos

The Future of ESGTech: Succeeding in uncertain times

Sehrish Alikhan Reporter at Finextra

The Future of ESGTech: Succeeding in uncertain times

This is an excerpt from Finextra’s report, 'The Future of ESGTech 2023'. Digital transformation has benefited companies and consumers alike in accessibility, speed, customer experience, and countless other ways, but has also made consumers vulnerable to security and privacy risks. In recent years, the amount of cyberattacks and security breaches t...

12 October 2022 /Sibos

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