Latest long reads: Finextra Research

The Future of Payments: New means of customer authentication

Hamish Monk Reporter at Finextra

The Future of Payments: New means of customer authentication

This is an excerpt from Finextra’s report, ‘The Future of Payments 2022: The Cutting Edge of Digital Payments.’ With the rising cost of living, and the squeeze on finances anticipated in the coming months and years, fraudsters are going to double down on their attempts to extract more money out of consumers. Unfortunately, it is the most vulnerable...

20 June 2022 /payments

Diversity and inclusion: Are you working for an industry leader?

Retired Member

Diversity and inclusion: Are you working for an industry leader?

The Diversity and Inclusion movement (D&I) has become a powerful agent of change in the workplace over the last ten years. Thanks to campaigns such as Black Lives Matter and #MeToo, honest and, in some cases, transformative conversations around workplace diversity, equity, equality, and inclusion are now an essential part of the tapestry of ou...

16 June 2022 /people

SME banking and cross border payments: how banks can win back market share

Andrew Frost Customer Success Manager at Form3 Financial Cloud

SME banking and cross border payments: how banks can win back market share

Even in 2022, online lenders continue to gain ground over traditional banks. Time is of the essence for small to medium sized enterprises (SMEs) because they need capital to flourish and would rather operate with a digital lender and in doing so, pay a higher rate for a quicker turnaround. While traditional lenders may offer a better interest rate...

15 June 2022 /payments

Sustainable finance, data, and technology: The way forward for a climate resilient future

Hamish Monk Reporter at Finextra

Sustainable finance, data, and technology: The way forward for a climate resilient future

Financial institutions around the globe are increasingly responding to stakeholder demands on sustainability and environmental, social and governance (ESG) actions by articulating a corporate purpose and explaining how that purpose will drive their decision making. Sustainability within the context of banking and financial services manifests in tw...

14 June 2022 /sustainable

Money 20/20 EU: The benefits of embedded finance for business

Steve Whiting VP Financial Services at Soldo

Money 20/20 EU: The benefits of embedded finance for business

Every day, perhaps without even realising it, most of us already use embedded finance. From ordering coffee via an app to booking a taxi with our phone, embedded finance has completely transformed the consumer payment process. But many businesses are yet to integrate a financial solution into their own infrastructure, even though this comes with m...

13 June 2022 /payments

The Future of Payments 2022: Building operational resilience

Paige McNamee Senior Reporter at Finextra

The Future of Payments 2022: Building operational resilience

This is an excerpt from Finextra’s report, ‘The Future of Payments 2022: The Cutting Edge of Digital Payments.’ The Covid-19 pandemic and Russia’s invasion of Ukraine are two highly relevant recent examples which underscore the need for greater operational resilience (OR) across financial services. Aimed at developing a far more resilient financial...

10 June 2022 /regulation

Will investors be convinced by the Royal Mint’s NFT?

Keith Oliver Head of International and Partner at Peters & Peters

Will investors be convinced by the Royal Mint’s NFT?

This piece was co-authored by Keith Oliver, head of international, and Caroline Timoney, commercial litigation and civil fraud legal researcher at Peters & Peters LLP. ‘NFT’ became the buzzword of 2021, and Collins Dictionary word of the year, after an 11,000% rise in its usage. In September 2021, around 225,000 NFTs were sold on average per we...

09 June 2022 /crypto

Money 20/20 EU: Why automating spend management is essential in uncertain times

Dynshaw Italia Chief Financial Officer at Soldo

Money 20/20 EU: Why automating spend management is essential in uncertain times

If the last few years have taught us anything, it’s that we can only be certain of uncertainty. While business has always come with an element of risk, business leaders are now having to contend with rising raw material prices, supply chain challenges, and reduced customer budgets due to the cost-of-living crisis. It’s not surprising that business...

08 June 2022 /payments

Getting the right balance for your ISA investments

Marco Mottadelli Head of Global Brokerage at Fineco Bank

Getting the right balance for your ISA investments

Investors will often spend a lot of time and effort choosing the right investments for their ISA each year, but existing portfolios don’t always attract the same level of attention. This can lead to your ISA portfolio becoming unbalanced, ill-prepared for changes in market direction and out of sync with your long-term financial goals. A well-consi...

08 June 2022 /wealth

Money 20/20 EU: How banking will evolve in the conscious consumer age

Retired Member

Money 20/20 EU: How banking will evolve in the conscious consumer age

Could we be entering the age of customer-created banking, where conscious consumerism takes centre stage? Traditionally, product marketing teams at fintechs and banks have a remit to continuously develop services and digital capabilities which will attract new customers and reduce churn. Over the past decade, stubbornly low interest rates have mad...

07 June 2022 /sustainable

The role of open banking in the fight against rising payment fraud

Siamac Rezaiezadeh VP Product Marketing and Insights at GoCardless

The role of open banking in the fight against rising payment fraud

This is an excerpt from Finextra’s report, ‘The Future of Payments 2022: The cutting edge of digital payments’ According to new research by the Merchant Risk Council (MRC), the global cost of payment fraud has increased for a second consecutive year. Mid-sized organisations (those ranging from $5-50million in revenue) have been hit the hardest, wit...

01 June 2022 /payments

Liliana Fratini Passi CEO at CBI SCPA

From open banking to open finance

This is an excerpt from Finextra’s report, ‘The Future of Payments 2022: The cutting edge of digital payments’ Over recent years the global payment landscape has changed radically, with consumers increasingly turning to digital solutions. Due to the reduced use of cash, increased knowledge and confidence in digital payments, customer demands have r...

31 May 2022 /payments

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