Latest long reads: Finextra Research

Six months to forget? The year (so far) in review

Marco Mottadelli Head of Global Brokerage at Fineco Bank

Six months to forget? The year (so far) in review

Overall, investors may rather forget the first half of 2022, however, with share prices reverting to more realistic levels, some sectors may present enticing opportunities to investors. The start of 2022 came with some measure of optimism: inflation may have been high, but economic growth was robust and the worst of the pandemic appeared to be ove...

12 July 2022 /markets

Amanda Kavanagh Contributor at Jobbio

The best paying UK jobs in fintech

As we hurtle towards a cashless future – a future vastly accelerated by Covid-19 – it’s an exciting time to work in the banking and finance sector. Traditional banking systems have been disrupted by digital-only banks. Mobile wallet services such as Apple Pay and Google Pay are now mainstream, as are payment apps like Monzo and Revolut, and invest...

08 July 2022 /people

Tech and Crime Series: Cryptoassets and financial crime Part II

Thomas Cattee Solicitor at Gherson

Tech and Crime Series: Cryptoassets and financial crime Part II

This article follows a 7 April 2021 article titled: Tech and Crime Series: Cryptoassets and financial crime Part I. On 1 June 2022, the US Department of Justice (DoJ) announced that a former employee of a non-fungible token (NFT) marketplace, OpenSea, had been charged in the first ever digital asset insider trading scheme. As the associated press ...

06 July 2022 /crime

Corporate Banking in 2022: An outlook on the industry

Retired Member

Corporate Banking in 2022: An outlook on the industry

Following the pandemic, large corporate businesses are placing priority on moving at speed. Troublingly, there’s a growing perception that those businesses are themselves failing to keep up with the changing landscape. It’s vital they do so. The tumultuous economic cycle we’re currently undergoing after all comes with opportunity. With drops come r...

05 July 2022 /payments

Road to Net Zero: The clock is ticking for financial services leaders

Retired Member

Road to Net Zero: The clock is ticking for financial services leaders

The goal is an ambitious one: the government wants to make the UK the world’s first net zero financial centre. In 2023, most large firms and Financial Services Institutions in the UK will need to start publishing detailed plans for how they intend to hit net zero, under proposed Treasury rules. These plans will need to include clearly defined dec...

04 July 2022 /sustainable

Here’s how to negotiate like a pro at work

Amanda Kavanagh Contributor at Jobbio

Here’s how to negotiate like a pro at work

Perfecting the art of negotiation is important in all walks of life, but particularly in the workplace. While most people sharpen their skills around annual review time, a well-honed negotiation approach can serve you well year-round. So whether you’re seeking a promotion, more flexibility, a title change, a lateral move, a change in reporting, la...

01 July 2022 /people

How can BNPLs weather the economic downturn without sacrificing growth and increasing their exposure

Retired Member

How can BNPLs weather the economic downturn without sacrificing growth and increasing their exposure

This piece was co-authored by Max Wolke, head of strategy, and Christian Mangold, CEO, Fraugster. Calls about the demise of BNPL (Buy Now Pay Later) are premature, even if economic headwinds, poor performance on a number of key metrics, stricter regulation and Apple’s entrance into the space should be a cause for concern for established brands. It...

29 June 2022 /payments

Regular vs lump-sum investing: Which is right for you?

Marco Mottadelli Head of Global Brokerage at Fineco Bank

Regular vs lump-sum investing: Which is right for you?

Choosing whether to invest larger sums infrequently, or smaller sums frequently, may not seem like an important decision, but each approach can lead to profoundly different results. There are two main routes into financial markets. Investors can drop in large sums in one go or they can drip feed money into the market via regular savings. Few people...

28 June 2022 /wealth

Benefits for parents working in fintech – what’s on offer?

Amanda Kavanagh Contributor at Jobbio

Benefits for parents working in fintech – what’s on offer?

Parents all over the world are familiar with the concept of working like you have no kids, and parenting like you have no job. But things are changing. Modern companies, like those in fintech, are prioritising benefits for parents and carers, and employees are becoming more informed on what to ask for. From a day-to-day point of view, having a fle...

24 June 2022 /people

Stephen Elam Partner at Cooke Young & Keidan

When Smart Contracts Go Wrong

This article was co-authored by Stephen Elam, partner, and Elizabeth Meade, senior associate, Cooke Young and Keidan LLP. What is a smart contract? Smart contracts are computer code that automatically run when certain conditions are met, thereby executing all or parts of an agreement. Their use is widespread use in transactions on cryptocurrency ex...

23 June 2022 /regulation

The Westminster Series: What to expect from the UK's BNPL regulation

Chris Holmes Peer at House of Lords

The Westminster Series: What to expect from the UK's BNPL regulation

This week the government has published plans to strengthen regulation of the Buy Now Pay Later (BNPL) market. Key proposals have been set out in an HMT Consultation response, lenders will be required to carry out affordability checks and financial promotion rules will be amended to ensure BNPL advertisements are “fair, clear, and not misleading”. ...

22 June 2022 /regulation

Creating a boundaryless experience: Maximising value for all stakeholders

Hamish Monk Reporter at Finextra

Creating a boundaryless experience: Maximising value for all stakeholders

For too long, financial players have focused on simply selling better products or services than their competitors. This approach fails to acknowledge the unique and multifarious needs of individual customers. With the xTech revolution and the emergence of embedded finance, boundaries between industries – and sometimes competitors – are beginning to...

21 June 2022 /devops

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