Latest long reads: Finextra Research

Agile Series: SAS Rogue Heroes - the original agile team

Andrew Smith Founding CTO at RTGS & ClearBank

Agile Series: SAS Rogue Heroes - the original agile team

Currently airing on the BBC is a superb series that takes you through the origins of the SAS (Special Air Service). Though some of it has been made for our viewing, the vast majority of the storyline and characters is very much true. If you have not watched it, I highly recommend you look out for SAS Rogue Heroes. But how is this in any way shape ...

23 November 2022 /people

Will 2023 be a watershed year for consumer banking in the US?

Paige McNamee Senior Reporter at Finextra

Will 2023 be a watershed year for consumer banking in the US?

Late October saw the Consumer Financial Protection Bureau’s (CFPB) director, Rohit Chopra, announce that the Bureau will push ahead with its plans to finalise rulemaking on personal financial data rights in the US, outlining key areas of focus and the Bureau’s “new approach to regulation.” The same week, the White House announced that the CFPB wo...

22 November 2022 /predictions

Bank On takes strides in banking the unbanked

Sehrish Alikhan Reporter at Finextra

Bank On takes strides in banking the unbanked

The Bank On initiative has been addressing the needs of the unbanked throughout the United States by certifying secure and certified bank and credit union accounts. These accounts are specifically designed from feedback from the unbanked and underbanked populations that are left outside of the financial mainstream, whose needs and concerns have be...

21 November 2022 /inclusion

Is Slack-splaining eating into your work day?

Aoibhinn Mc Bride Content Editor at Jobbio

Is Slack-splaining eating into your work day?

‘Wow!!! Thank you SO much. LOL…’ What do these three phrases have in common? They are all part of the Slack-splaining lexicon of excess exclamation marks, unnecessary capitalisation and informal acronyms the vast majority of us have adopted since we started working remotely and now rely on instant messaging apps to communicate with colleagues thro...

18 November 2022 /people

How SMEs can mitigate the impact of late payments during the cost-of-trading crisis

Mike Elliff CEO at Tyl and Payit by NatWest

How SMEs can mitigate the impact of late payments during the cost-of-trading crisis

Against a backdrop of business owners already struggling with rising energy bills and inflationary challenges, late payments are an additional frustration which can have a detrimental effect on a business’ cashflow and overall business performance. The impact of late payments is sizeable, with some businesses facing up to £20,000 in outstanding pa...

17 November 2022 /payments

Questions unanswered: Dissecting the CBDC business case

Paige McNamee Senior Reporter at Finextra

Questions unanswered: Dissecting the CBDC business case

“This round table achieved great debate, provided a forum for insightful and differing opinions and concluded with a consensus that there was a need for more clarity from central banks and governments on what they are aiming to achieve with central bank digital currencies (CBDCs). While banks are ready to invest in the relevant and necessary techn...

16 November 2022 /crypto

Manifesting the benefits of cloud migration

Sehrish Alikhan Reporter at Finextra

Manifesting the benefits of cloud migration

Leading up to Finextra’s Financial Cloud Summit in March 2023, we are focusing on the future of cloud in the financial industry. Cloud migration presents a multitude of advantages for financial institutions which employ it. Cloud, like its light fluffy namesake, is agile, mobile, and creates a secure space for financial service providers. Cloud mi...

15 November 2022 /cloud

From fully remote to hybrid, how do we keep people engaged?

Andrea Himmelbauer People and Culture Lead at Mettle

From fully remote to hybrid, how do we keep people engaged?

The working world has seen a lot of change over the past few years. Being in the office full time has changed to a hybrid model of working – with some teams at home and some in the office. The challenge now is keeping a remote workforce engaged, not only for a great company culture, but also to retain and attract new and diverse talent. We know w...

14 November 2022 /people

Being 1% happier at work could boost the economy by £24 billion

Aoibhinn Mc Bride Content Editor at Jobbio

Being 1% happier at work could boost the economy by £24 billion

Can happiness really be quantified? The answer is a resounding ‘yes’ according to research conducted by Psychological Technologies (PSYT). Its app-based study of UK employees found that if every employee in the country was just 1% happier, it could add £24 billion to the UK economy every year. It also calculated that being 1% happier could boost t...

11 November 2022 /people

The India Policy Series: Cross-sectoral innovation under the new interoperable regulatory sandbox

Retired Member

The India Policy Series: Cross-sectoral innovation under the new interoperable regulatory sandbox

Fintech innovation is challenging traditional regulatory constraints and models for supervision. The mushrooming of cross-sectoral, hybrid financial products from fintech entities requires governance by multiple financial regulators. As such innovation is better served by a harmonious regulatory sandbox (RS), the Reserve Bank of India (RBI) launch...

10 November 2022 /regulation

How do traditionally male-dominated industries attract and retain female talent in tech roles?

Andrea Himmelbauer People and Culture Lead at Mettle

How do traditionally male-dominated industries attract and retain female talent in tech roles?

As a whole, the UK fintech industry is evolving to become a place where talent — in all its diverse forms — can grow. It’s therefore important that we understand how businesses can attract and retain an inclusive and diverse workforce. Whilst diversity problems remain prevalent, significant progress has been made in recent years. And although fina...

08 November 2022 /people

Rejected for a job? You should consider reapplying

Aoibhinn Mc Bride Content Editor at Jobbio

Rejected for a job? You should consider reapplying

Rejection is never easy, especially when it comes to your career. But a rejection letter doesn’t have to mean you’ve come to the end of the road with a particular job or company. According to research compiled by StandOut CV, only 2% of candidates that apply for a job will be called for an interview, and employers will typically only call six peopl...

04 November 2022 /people

Long reads