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Dominique Dierks

Dominique Dierks Content Manager at Finextra

The necessity of strong foundations for changing global payment rails

This is an excerpt from The Future of Digital Banking in North America 2024 report. Modernising payments by adapting non-traditional payment systems is generally thought of as the way forward for financial institutions. But in order to effectively embrace non-traditional payments, authorities and institutions need to be able to draw from solid fo...

/payments

Alex Jimenez

Alex Jimenez Managing Principal, Financial Service Consulting at EPAM

Why digital transformation, optimisation and personalisation will be crucial for 2024 and beyond

A good digital transformation strategy in 2024 should consider concept to execution across every aspect of the business. But before any bank gets started, they must ask themselves: what are we trying to solve? I distinctly remember a time – a couple of decades ago now – when a few banks decided to automate anything and everything they could. A hug...

/retail

Sarah Caden

Sarah Caden Contributor at Jobbio

Use these tips to negotiate your salary

Use these tips to negotiate your salary Salary renegotiation can be a daunting business. However, how we approach it can determine a lot, not only in terms of financial outcomes, but also for healthy working relationships and job satisfaction. There are some simple steps to navigating your negotiations successfully. Prepare You can’t ask for what ...

/people

Níamh Curran

Níamh Curran Senior Reporter at Finextra

Future of Fintech in Latin America 2023: Data penetration has room for improvement

This is an excerpt from The Future of Fintech in Latin America 2023 report. Latin American is one of the biggest growth markets for fintech. According to the IMF, digital payments across Latin America grew from $89 billion in 2017 to $215 billion in 2021; the number of digital payment services exceeded 300 million in 2021; and alternative finance ...

/devops

Finextra Research

Finextra Research Writer at Finextra

How to finance a sustainable city

Kicking off Sustainable Finance Live 2023 at Events@no6 in London, founder of ResponsibleRisk Richard Peers, highlighted the objective of this year’s event, to bring people together in their likeminded desire to drive sustainability in their work. He outlined this year’s main theme: how to finance sustainable cities, what we can do to identify solu...

/sustainable

Madhvi Mavadiya

Madhvi Mavadiya Head of Content at Finextra

How serious is the danger of AI?

Fear around AI continues to dominate headlines, and most recently, the Financial Times published an interview with Securities and Exchange Commission (SEC) head Gary Gensler, who stated that without AI regulation, it is “nearly unavoidable” that the technology will be the catalyst for the next financial crisis. Referencing the challenge that most...

/security

Madhvi Mavadiya

Madhvi Mavadiya Head of Content at Finextra

Why banks are pivotal to financing sustainable cities

This is an excerpt from 'The Future of ESGTech 2024' report. What is sustainable finance? Sustainable finance refers to the process of taking environmental, social and governance (ESG) considerations into account when making investment decisions in the financial sector, leading to more long-term investments in sustainable economic activities and ...

/sustainable

Nick Fleetwood

Nick Fleetwood Head of Data Services at Form3

How will the PSR's new APP fraud rules impact banks' inbound transaction processing?

In September 2022, the Payment Systems Regulator (PSR) consulted on a number of measures to address Authorised Push Payment (APP) fraud within the UK’s faster payments system. Now that the Financial Services and Markets Act (FSMA) House of Lords has achieved royal assent, the PSR now has the authority to enact a number of proposals to tackle APP ...

/regulation

Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

How Aussie gift cards are making women glow and men plunder since 2021

The UK and Australia formed a committed and fruitful partnership with the formation of the Australia-UK Fintech Bridge in 2018, solidified by the Free Trade Agreement (FTA) signed in 2021. Following Finextra’s discussion with Austrade and Fintech Australia on new opportunities borne from the agreement, we interviewed Clare Kinsey and David Anders...

/startups

Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Can behavioural science guide the formation of a sustainable city?

This is an excerpt from 'The Future of ESGTech 2024' report. “By 2050, 68% of the world’s population is projected to be urban,” according to the United Nations. This reinforces the idea that sustainable cities will be important to the overall well-being of humankind. Beyond the actual objectives, plans, and approaches associated with creating envir...

/sustainable

Amanda Kavanagh

Amanda Kavanagh Contributor at Jobbio

AI will replace jobs say 72% of leaders, here's how to keep yours

72% of Fortune 500 Chief Human Resources Officers (CHRO) foresee AI replacing jobs in their organisations in the next three years. That is according to a recent survey by Gallup, which also reported that 65% of CHROs say AI can improve the performance of most roles in their company. This may come as a surprise to many people currently instructed t...

/people

Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Fintech founder says bottom line remains top priority for SMBs

The 2023 SIBOS conference was chock-full of sessions across all the major issues in banking at the moment. Evolving international messaging standard ISO20022’s angles and options were covered in depth, in fact, it was discussed during seven separate sessions on the first day alone! Artificial Intelligence (AI) and its applications to assist genera...

/Sibos