Retired Member - Community Author: Finextra Research

How fintechs can help build a new climate-centric financial architecture for Africa

During last year’s COP28 summit in Dubai, African political and financial leaders spoke extensively about how important financing will be in ensuring that Africa’s future is a climate-resilient one. One of the more ambitious proposals for ensuring that this financing plays the role it should, came from Wale Shonibare, director for energy, financia...

05 March 2024 /sustainable

Why are British workers experiencing low engagement at work?

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Why are British workers experiencing low engagement at work?

Employee engagement is a hot topic right now, and rightly so. According to Gallup’s latest State of the Global Workplace report, UK worker engagement is just 8%, compared to 10% in Europe, 33% in North America, and 21% globally. These abysmally low scores suggest that the majority of workforces in Western European countries are sitting, wishing, w...

16 February 2024 /people

10 themes to watch for in 2024: Opportunities in a complex world

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10 themes to watch for in 2024: Opportunities in a complex world

The global economy has defied a hard landing in 2023. As 2024 unfolds, a new but more complex economic landscape is taking shape. Major central banks are prepared to keep interest rates high, and growth paths and inflation patterns across the world will diverge. There is an added layer of complexity which includes the busy election calendar, the m...

18 January 2024 /markets

2025 Fintech Pledge: How UK fintech will combat the cost-of-living crisis

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2025 Fintech Pledge: How UK fintech will combat the cost-of-living crisis

The UK fintech sector forms a crucial part of the British economy. In the last 15 years, firms have revolutionised people’s financial lives by reducing costs, enabling innovation, and enhancing security. This impact has been driven by the highly competitive nature of companies like Wise, ClearScore and ourselves at Zopa Bank, to name a few. However...

05 December 2023 /startups

Banking on value: Financial institutions deserve more from their data

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Banking on value: Financial institutions deserve more from their data

In 2006, Clive Humby famously declared that “data is the new oil”. The eye-catching quote perfectly surmised the immense potential value of data as it was understood at the time. Since then, that potential has only grown, particularly within the realm of financial services. For many banks and financial institutions, data has become a cornerstone f...

17 November 2023 /devops

Migration to SaaS and cloud banking infrastructure: Analysing the APAC shift

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Migration to SaaS and cloud banking infrastructure: Analysing the APAC shift

The financial landscape in the Asia-Pacific (APAC) region is on the cusp of a significant transformation. Traditionally anchored by legacy systems, such as mainframes and AS400, APAC banks are now poised for a paradigm shift towards Cloud banking infrastructures. In fact, 80% of major banking organisations have already implemented cloud and SaaS p...

15 November 2023 /markets

Why dual-promotion is the best way to get ahead

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Why dual-promotion is the best way to get ahead

Wouldn’t it be great if you only had to focus on your work to get ahead? If you didn’t need to advocate for yourself to get the credibility and visibility you need to receive a promotion? Unfortunately, that is not reality. Focusing on your performance alone is no guarantee that you will be rewarded and recognised. If you are lucky, you will meet s...

29 September 2023 /people

Future of Fintech in Latin America 2023: Is BaaS a burgeoning trend?

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Future of Fintech in Latin America 2023: Is BaaS a burgeoning trend?

This is an excerpt from The Future of Fintech in Latin America 2023 report. All signs point toward a bright future for the fintech sector in the very fragmented market that is Latin America. There is potential to serve nearly 700 million individuals; however, there are disparities across the market shown by the region being “dominated by a plethor...

30 August 2023 /payments

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Web3 job searches increase by 1957%

Waves of hype swell up regularly in the tech world. The latest obsession is with AI. With the potential for AI tools to be used across most industries, and new roles being created as a result, it’s no surprise that AI is capturing attention. However, not too long ago, the obsession was with Web3. Web3 and AI are not so different; essentially, they ...

21 July 2023 /people

What skills are fintech employers seeking in 2023?

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What skills are fintech employers seeking in 2023?

The workplace is changing at an unprecedented rate, and with it, how and why recruiters choose certain applicants over others. Historically, career progression and recruitment worked in a linear fashion, with experience and education certain to give one candidate an edge over another. Post-COVID, however, everything has changed. Research from McKi...

07 July 2023 /people

Want to scale your fintech? Here’s why the UK is the obvious choice

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Want to scale your fintech? Here’s why the UK is the obvious choice

Fintech investment in the UK fell last year. According to one KPMG report, it corrected itself from a record-breaking $39 billion in 2021, to $17.4 billion in 2022, a 56% drop. Innovate Finance also recorded an 8% dip in Venture Capital (VC) investment. For most of us, the market correction was a predictable byproduct of the COVID tech boom. Yet...

26 June 2023 /markets

How to respond to 'tell me about yourself' in interviews

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How to respond to 'tell me about yourself' in interviews

You have been called for an interview, which means that you have already beaten 80% of applicants. Now you just need to outperform the other interviewees to secure an offer. This seems like positive odds, yet the majority of candidates will stumble when the interviewer asks “tell me about yourself?” Because this question is generally proffered as ...

16 June 2023 /people

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