Hamish Monk - Community Author: Finextra Research

Creating a boundaryless experience: Maximising value for all stakeholders

Hamish Monk Reporter at Finextra

Creating a boundaryless experience: Maximising value for all stakeholders

For too long, financial players have focused on simply selling better products or services than their competitors. This approach fails to acknowledge the unique and multifarious needs of individual customers. With the xTech revolution and the emergence of embedded finance, boundaries between industries – and sometimes competitors – are beginning to...

21 June 2022 /devops

The Future of Payments: New means of customer authentication

Hamish Monk Reporter at Finextra

The Future of Payments: New means of customer authentication

This is an excerpt from Finextra’s report, ‘The Future of Payments 2022: The Cutting Edge of Digital Payments.’ With the rising cost of living, and the squeeze on finances anticipated in the coming months and years, fraudsters are going to double down on their attempts to extract more money out of consumers. Unfortunately, it is the most vulnerable...

20 June 2022 /payments

Sustainable finance, data, and technology: The way forward for a climate resilient future

Hamish Monk Reporter at Finextra

Sustainable finance, data, and technology: The way forward for a climate resilient future

Financial institutions around the globe are increasingly responding to stakeholder demands on sustainability and environmental, social and governance (ESG) actions by articulating a corporate purpose and explaining how that purpose will drive their decision making. Sustainability within the context of banking and financial services manifests in tw...

14 June 2022 /sustainable

The Future of Digital Identity 2022: Equitable development and accessing digital identity

Hamish Monk Reporter at Finextra

The Future of Digital Identity 2022: Equitable development and accessing digital identity

This is an excerpt from Finextra’s report, ‘The Future of Digital Identity 2022: Inclusive, secure, fit for purpose.’ The ability to prove one’s identity will soon be foundational to accessing many life-enhancing services, including healthcare, education, and in particular, financial services. Yet, 1.5 billion people around the world still do not h...

26 May 2022 /identity

World Earth Day 2022: How are banks progressing with their afforestation pledges?

Hamish Monk Reporter at Finextra

World Earth Day 2022: How are banks progressing with their afforestation pledges?

In the world of sustainability, planting trees has, arguably, captured the public’s imagination most – and received plenty of attention from financial institutions. Trees provide the planet with oxygen, they sequester carbon, and stabilise the soil so that much of the world’s wildlife can live. To boost the planet’s ever-decreasing stock of trees,...

22 April 2022 /sustainable

TCFD and the IPCC report: Are we still missing a piece of the net-zero puzzle?

Hamish Monk Reporter at Finextra

TCFD and the IPCC report: Are we still missing a piece of the net-zero puzzle?

It has been a busy week for the world of sustainable finance. The working group three report, as part of the Intergovernmental Panel on Climate Change (IPCC)’s sixth assessment, was released – which explores viable options for robust carbon removal, and stresses the importance of carbon pricing. On top of this, as of 6th April, over 1,300 of the l...

08 April 2022 /sustainable

For and against a four-day work week: How will the financial sector fare?

Hamish Monk Reporter at Finextra

For and against a four-day work week: How will the financial sector fare?

British economist, John Maynard Keynes, predicted in 1930 that successive generations would enjoy more free time than his generation could possibly imagine. Even the basic concept of the weekend – brought about by the gruelling working conditions of the Industrial Revolution – was relatively new to the UK when Keynes was born. Today, thanks to in...

28 March 2022 /people

From DevOps to NoOps: Are engineers’ jobs in jeopardy?

Hamish Monk Reporter at Finextra

From DevOps to NoOps: Are engineers’ jobs in jeopardy?

In 2018, Microsoft Israel’s chief scientist, Tomer Simon, wrote an article titled, ‘Stop DevOps Before Someone Gets Hurt’. In it, he urged engineers to bypass DevOps and jump straight into ‘NoOps’. Irrespective of the merits of this approach, the most illuminating part of Simon’s recommendation is to figure the DevOps environment as a continuum – ...

14 March 2022 /devops

How should UK FMPs remain compliant with 2022 sustainability regulations?

Hamish Monk Reporter at Finextra

How should UK FMPs remain compliant with 2022 sustainability regulations?

With the Sustainable Finance Disclosure Regulation’s (SFDR) first reference period just around the corner, asset managers, banks and fund brokers are working closely with their underlying companies to report on their environmental, social and governance (ESG) impact. Given the vast amount of information and new data points that must be sourced to ...

09 March 2022 /sustainable

International Women’s Day: Addressing gender bias in AI

Hamish Monk Reporter at Finextra

International Women’s Day: Addressing gender bias in AI

One of the key missions of International Women’s Day 2022 is to celebrate digital advancement and champion the women spearheading innovation. With every development, however, it is important to ensure gender equity is baked into the system. While bias may be a fact of life, it doesn’t need to become a feature of our technologies too; #BreaktheBias...

08 March 2022 /inclusion

How is the Russia-Ukraine war impacting the financial and tech sectors?

Hamish Monk Reporter at Finextra

How is the Russia-Ukraine war impacting the financial and tech sectors?

With sanctions from the European Union, Switzerland, France, Japan, Australia, New Zealand, Taiwan, the United States, and the United Kingdom, ratcheting up on the Russian Federation, economic shockwaves are being felt by industries far and wide. Already, the global economy is gasping for air; energy and oil prices are climbing, shares are tumblin...

04 March 2022 /wholesale

The Future of ESGTech: Goal 16 - Peace, justice and strong institutions

Hamish Monk Reporter at Finextra

The Future of ESGTech: Goal 16 - Peace, justice and strong institutions

Promote peaceful and inclusive societies for sustainable development, provide access to justice for all and build effective, accountable and inclusive institutions at all levels. This is an extract from Finextra's The Future of ESGTech 2022 report. Focus target 16.4: By 2030, significantly reduce illicit financial and arms flows, strengthen the re...

28 February 2022 /sustainable

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