Finextra Research: Latest fintech news, analysis, interviews, features and opinion by industry experts

Payments without borders: The democratisation of finance for SMEs

One of the clearest memories from my childhood – one of those that I can still see like a photograph – is sitting in the back seat of my parent’s car and holding a bunch of papers I was given after opening my first bank account. For many businesses worldwide, accessing and using financial services is not straightforward. On top of that, once access...

06 June 2023 /markets

Cross-border payments: How innovation can emerge from chaos

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Cross-border payments: How innovation can emerge from chaos

It is an immutable rule that no matter how neatly you put a bunch of wires into a drawer, when you take them back out in the future, they will have become entangled. You could lock the drawer with a key, put up a forcefield around the house, and you would still find yourself disentangling those Christmas lights a year later. An actual law explains...

30 May 2023 /payments

3 useful ways to prevent ‘perkwashing’ at work

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3 useful ways to prevent ‘perkwashing’ at work

From coffee machines in the communal kitchen to onsite gyms, employee perks vary from industry to industry. However, with the demand for hybrid working and the increased attention on diversity and inclusion policies, ‘perkwashing’ has become a very real concern among those switching jobs. Much like greenwashing, perkwashing refers to policies that...

12 May 2023 /people

Understanding the regulatory impact of the Financial Services and Markets Bill

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Understanding the regulatory impact of the Financial Services and Markets Bill

The Financial Services and Markets Bill 2022-23 (the Bill) is currently making its way through the House of Lords. First introduced to Parliament last July, the Bill is expected to introduce significant and extensive changes to the UK’s financial services regulation post-Brexit. Among other key proposals, the Bill has set out specific measures to ...

11 May 2023 /regulation

How to prioritise regulation, diversity and collaboration to bolster UK fintech

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How to prioritise regulation, diversity and collaboration to bolster UK fintech

Over the course of 2022, the UK FinTech industry showed its resilience as it battled through heavy headwinds. Despite a global tech downturn as a result of a series of economic, political, and market turbulence, UK FinTech stood strong, securing $12.5billion of VC investment, which placed it well above its peers. The numbers speak for themselves –...

18 April 2023 /startups

How to start a remote job without harming your performance

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How to start a remote job without harming your performance

Mark Zuckerberg may have said it first, but he is not the only founder who realised that lacklustre online onboarding systems are problematic for both the employee and the employer. The pandemic resulted in many companies adopting hybrid and remote working sooner than they may have expected. While the results relating to productivity and profit sho...

14 April 2023 /people

What are the 8 best-paying jobs in financial services?

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What are the 8 best-paying jobs in financial services?

Non-financial benefits in a job compensation package can be the proverbial cherry on the cake, but the fact remains that monetary rewards cannot be overlooked, especially with the current cost of living crisis and spiralling interest rates. The UK’s fintech sector is currently balancing that outlook, with expectations set to see the number of finte...

24 March 2023 /people

Blue Monday is the best day to look for a new job

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Blue Monday is the best day to look for a new job

In recent years Blue Monday has become more than a catchy ‘80s tune by New Order, and is now officially recognised as the gloomiest day of the year. The third Monday every January, or Blue Monday, is officially the day when people are at their lowest. A mix of the financial hangover post-Christmas, combined with the long dark days have shown that t...

13 January 2023 /people

What is a returnship and how can one help your career?

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What is a returnship and how can one help your career?

There was a time when a gap on your CV was a red flag and something that, if you made it to an interview, would require an explanation. Now, with the turbulence of the past few years, it has not just become more acceptable to have a gap, it can be an opportunity to restart, progress or transform your career. While not new, the concept of a “retur...

06 January 2023 /people

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4 career trends to consider in 2023

Do you want to get ahead in your career this year? Then you may have to switch your thinking in a few areas and embrace the biggest career trends of 2023: 1. Embrace non-financial benefits As the global recession wages on, companies are starting to become more savvy when it comes to compensation packages and are adding a focus on non-financial be...

30 December 2022 /people

Will 2023 be the year of the four-day work week?

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Will 2023 be the year of the four-day work week?

If 2020 was the year of banana bread and 2021 was the year of Squid Game and that Oprah interview, 2022 was the year of flexible working with the arrival of the four day working week global pilot programme. Launched in June, the programme ran for six months, with 70 organisations signing up to trial a four-day working week in an initiative run by 4...

23 December 2022 /people

The India Policy Series: Analysing the 2022 Digital Personal Data Protection Bill

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The India Policy Series: Analysing the 2022 Digital Personal Data Protection Bill

India’s journey towards a dedicated privacy law started with the Puttaswamy judgment in 2017, which recognised privacy as a fundamental right under the Constitution of India, and expressed the need for a comprehensive data protection regime in the country. After extensive public debate and discussion, the draft Personal Data Protection Bill, 2019...

19 December 2022 /regulation

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