clear
clear

Latest Results from /retail

Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

The Future of Digital Banking in North America: Offence and defense - Fraud vs. regulation

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. Post Covid-19, North America has seen significant market growth in e-commerce and digital payment systems. Financial institutions are determining how to move forward where non-traditional payment systems are being introduced. To confront these waves of ch...

/retail

Alex Jimenez

Alex Jimenez Managing Principal, Financial Service Consulting at EPAM

Consumer trends changing banking

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. Lauren was five months pregnant. For the past few months, she and her husband had been making plans to welcome their new child. As she drove her trusty 2016 Toyota Yaris to run errands, she began thinking about getting around with her child. She looked in...

/retail

Níamh Curran

Níamh Curran Senior Reporter at Finextra

The Future of Digital Banking in North America: How vulnerability will lead to better protection

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. Digital banking is now very much in the mainstream, with the World Bank reporting that two-thirds of adults globally make or receive digital payments. However, with the successful rise of digital banking in North America, vulnerability has become a commo...

/retail

Nate Marquiss

Nate Marquiss Director of Financial Services at Trustly

Open banking: The next frontier for enhancing financial experiences

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. We are in an era of great economic, environmental, and political change, and the immediate effects on the global market are increasingly noticeable. The pressures that transpire from these changes have domino effects on how digital and financial services ...

/retail

Níamh Curran

Níamh Curran Senior Reporter at Finextra

Banks and fintech firms: The symbiotic relationship

Customers expect a lot more from their banks today. They anticipate a full digital experience that engages with them on an individual, personalised basis. Fintech firms have excelled in customer experience and are far better at providing tailored products and services than the banks, despite the latter’s advantages in infrastructure and inherited ...

/retail

Francisco Jaramillo

Francisco Jaramillo Managing Director - Spain at Solarisbank

Banking as a Service (BaaS), a Spanish success story

Banking as a Service is certainly a transformational setup, where API technology and a banking licence provided by the regulators, can together help brands offer financial products and services to their end customers. Our recent report with Finextra, ‘The Future of Embedded Finance 2022: Which European stakeholders will win or lose?’ illustrates h...

/retail

Rishikesh Deole

Rishikesh Deole Head of Digital, BFSI Europe at TCS

The Circle of Experience: Leveraging Ecosystem(s) to Do Good and Do Well

The Why: Organisations today while focused on delivering superior customer experience and intend to have the customer in the centre of everything they do, the approach is still very traditional and is driven by what product the organisation or its partner must sell. It’s still primarily inside – out. But with the surge in XTechs and with GAMA (Goo...

/retail

Finextra Research

Finextra Research Writer at Finextra

IFGS 2022: Starling Bank's Anne Boden on profitability and VC capital

Anne Boden, Founder and CEO or Starling Bank, spoke at the Innovate Finance Global Summit, the flagship event of UK FinTech Week, where she discussed the challenger bank’s road to profitability and Starling’s aim to take a bigger chunk of the market share. Her key points included: Starling vs. competitor brands – “When we started Starling in 201...

/retail

Madhvi Mavadiya

Madhvi Mavadiya Head of Content at Finextra

Data volume: Turning a data problem into a business opportunity

15 years ago, innovation had stalled. Banks were licking their compliance wounds, hedge funds came into existence because of arbitrage around capital adequacy and risk, and innovators became frustrated at the lack of creativity around customer servicing. The post-financial crisis fintech evolution provided customers with what they required at the t...

/retail

Federico Roesler Franz

Federico Roesler Franz General Manager Italy ad interim at Solarisbank

Moving embedded finance from the back burner to the forefront in Italy

When we talk about innovation in fintech and embedded finance, we must consider that the Italian market is a little behind its European neighbours, but this means that it has the biggest potential for growth. Our recent report with Finextra, ‘The Future of Embedded Finance 2022: Which European stakeholders will win or lose?’ highlights that Italy ...

/retail

Jean-Francois Guillaumin

Jean-Francois Guillaumin General Manager France at Solarisbank AG

Embedded finance is not a new concept (but it’s particularly bubbly in France)

Despite the phrase dominating headlines over the last year or two, the embedded finance market is not a new concept in France. Our recent report with Finextra, ‘The Future of Embedded Finance 2022: Which European stakeholders will win or lose?’ discussed how momentum toward embedded finance has been building slowly but surely over the past decade....

/retail

Paige McNamee

Paige McNamee Senior Reporter at Finextra

Why healthy tech partnerships should rank high on banks’ business strategy

First and foremost, it’s clear that financial institutions must build a comprehensive (and coherent) technology strategy in order to select and effectively work with technology vendors. Of equal importance is avoiding being locked-in to a relationship where one party holds dominance over every decision, typically for an extended period of time. As...

/retail