Carlo R.W. De Meijer Owner and Economist at MIFSA
In an earlier blog about the newest trends in 2021 in the blockchain world I mentioned the spectacular growth in decentralised finance or DeFi. Decentralized finance, an unbundling of traditional finance, is challenging the centralized financial system by disempowering middlemen and facilitate peer-to-peer transactions and let users retain control...
28 June 2021 /crypto Blockchain Observations
Long-time blockchain has been looked at as an isolated technology. Recently however we see a growing trend of blockchain being integrated with other technologies such as Big Data, Artificial Intelligence amongst others. An interesting development that can be observed is the growing attention of corporates to use blockchain for IoT or Internet of T...
25 May 2021 /crypto Blockchain Observations
Last year I wrote a blog on the ECB plans to investigate if one should introduce a Digital euro. They announced to launch a public consultation on the desirability of such a central bank digital currency for the euro zone. Now we are a half year later and in a comprehensive analysis of the results of this consultation the ECB published the findings...
27 April 2021
Notwithstanding the various benefits of blockchain technology, there are still a number of big challenges to overcome before mass adoption can be realised. These range from low scalability to lack of regulation and limited number of qualified people. In some of my previous blocks I already went into more detail into these challenges and possible s...
28 February 2021 /crypto Blockchain Observations
Cryptocurrencies, especially Bitcoin, are facing increased regulatory scrutiny, and that is not strange. Warnings from regulatory watchdogs all over the globe have come amid a wildly volatile ride for Bitcoin and other crypto currencies. Bitcoin prices quadrupled in 12 months’ time reaching an all-time high of more than $ 40.000 on 8 January after...
31 January 2021 /crypto Blockchain Observations
The year 2020 has almost come to an end. It has been a historically tough year for many. A number of events happened that were not included nor expected in my – and many others - 2020 blockchain trends. Especially the COVID-19 pandemic that not only intensified trends that were already underway, but also generated new trends. It is a tradition to ...
18 December 2020 /crypto Blockchain Observations
Ripple, the blockchain payments platform, recently launched its third annual "Blockchain in Payments Report 2020: From Adoption to Growth”. The survey that was conducted in the August-September period this year amongst 854 respondents from payment services providers in 22 countries gives us some interesting and positive insights in the global...
30 October 2020 /crypto Blockchain Observations
Smart contracts are one of the most popular and talked about subjects being built in the blockchain industry. As processes are increasingly digitalised, it is becoming necessary to find a way to make reliable, digital business agreements. Smart contracts are a great alternative for replacing traditional contracts, that are often complex, slow and ...
30 September 2020 /crypto Blockchain Observations
Early July I wrote my blog Blockchain and Interoperability: key to mass adoption. There I concluded that “we may say that blockchain seems to be at the threshold of widespread acceptance and adoption”. This conclusion was confirmed by Deloitte’s Third ‘Global Blockchain Survey 2020’ studying the investment and development trends in blockchain techn...
24 August 2020 /crypto Blockchain Observations
Blockchain‘s potential for improving business processes, providing transactional transparency and security in the value chain, and reducing operational costs is obvious for many. Notwithstanding this the expected mass adoption failed to happen up till now. What has been holding blockchain? In fact, there have been several concerns in recent years...
06 July 2020 /crypto Blockchain Observations
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