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Ritesh Agarwal

Ritesh Agarwal Senior Management at On My Own

No one needs Wallet...then what is the need of people

Question to all bank CEO: Why Ýour' Bank is not encashing on their strengths and why wallets are taking birth like dime-a-dozen. Wallets would survive only in that country where cost of banking transaction is very high and the user needs cheaper alternative. Example: Any african country. All concepts like unbanked, financial inclusiveness are gimmi...

/payments Payments strategies 2015-2020-2030

Ritesh Agarwal

Ritesh Agarwal Senior Management at On My Own

Dongle based Mobile PoS is a waste of investment

In last decade, I have been swiping cards on the portable EDC machines, carried by Pizza Guy or even my Milk Supply person. They have had this machine for almost a decade and I "trust" this machine for it's form factor, apparant secured looks and ease of use. Dongle connected to a mobile set, while offers 'Mobile' PoS; it rather creates ...

/payments Payments strategies 2015-2020-2030

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