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Mark McMurtrie

Mark McMurtrie Independent Consultant at Payments Consultancy Limited

UK Retail Payments sector:2014 review and 2015 predictions

2014 saw contactless payment come of age and many new ideas pitched to retail. Some payments innovations have excited but some have disappointed. Mark McMurtrie has his say. What changes have impacted the payments sector this year, and what is there to come in 2015? Consumers are increasing their love affair with eCommerce and making a record numb...

/payments /retail

Mark McMurtrie

Mark McMurtrie Independent Consultant at Payments Consultancy Limited

Are PIN Mailers still the best way to distribute PINs ?

Ever since banks started issuing credit and debit cards they also needed to supply customers with a PIN for cardholder verification purposes. These were for card usage at the ATM or POS terminal. The delivery method chosen was PIN Mailers. PIN mailers hide the PIN number with scratch-off or peel-back panels that highlights any attemps at tampering....

Payments strategies 2015-2020-2030

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