Personal Finance

This group would contain articles related to personal finance

Retired Member 

Bitcoin will start being used more often. What will change?

About 32% of the current cryptocurrency offering is held on personal wallets, after long-term investors sold approximately $24 billion of bitcoin to new speculators between December 2017 and April 2018. Last year, this number was at the level of 26%. According to the results of the Chainalysis study, the number of bitcoins on active wallets has in

25 September 2018 /payments /inclusion

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The Role of Accounting in Business

Every business needs a good accounting team at its core or at least one specialist who properly understands the field and the company’s specific requirements. There’s a lot that goes into the job of a typical accountant, and even though their specific duties may vary from one company to another, the most important aspects of the job are usually al...

17 September 2018 /inclusion

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Easy Steps to Create a Financial Budget for Small Business and Startups

While your business’ budget isn’t very glamorous, it’s a vital part of your business. Failure to budget effectively will tank your business so fast your head will spin. This is because when you’re bleeding cash you’re leaking out faster than you can plug your “ship.” Of course, you won’t even know this is happening if you don’t have a budget. Unf

31 August 2018 /startups

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Different Categories Of Financial Ratios

Financial ratios help to provide an economic overview of a business. Financial ratios are parameters that owners of a company need to check along with current or potential investors who can understand the financial health of a company overall as well as conditions under different categories. It is also imperative to track financial ratios periodic...

12 July 2018 /inclusion

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Choosing Software That Will Help Organize Personal Finance Matters

You might be new to using personal finance software and wish sees the benefits that such software management can provide to help you organize your money and loan consolidation. You might also want to explore other software of similar type that offers benefits and features that will suit you better. Here are some standard features to look out for pe...

08 July 2018 /inclusion

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Financial UX Design is About Saving People's Lives

Most people can remember a situation in their lives in which they experienced a huge amount of stress when dealing with money. Whether it was a bad encounter with online banking, a struggle when planning a budget or keeping track of spending, the majority of us can relate. But, how often do we wonder about how these situations can impact our lives...

31 May 2018 /inclusion

Retired Member 

Financial UX Design is About Saving People's Lives

Most people can remember a situation in their lives in which they experienced a huge amount of stress when dealing with money. Whether it was a bad encounter with online banking, a struggle when planning a budget or keeping track of spending, the majority of us can relate. But, how often do we wonder about how these situations can impact our liv

29 May 2018

Retired Member 

Investing Tips For Year-Round Tax Planning

At the start of every financial year, one major concern people have borders on taxes. As tax always has to be paid, this has remained a constant fear for all. While some people wait around till April 15 before facing their tax-related issues, others decide to be pro-active long before they are required to pay their taxes. If you are one such proac...

01 March 2018 /inclusion

Nick Mothershaw Chief Identity Strategist at Open Identity Exchange (OIX)

Identity, trust and value. How an unbalanced investment in trust can be a detriment to you.

We can see in our research that most businesses are investing heavily in data and analytics to better understand their customers. This is great. The objective is to increase new customers and improve acquisition and onboarding rates. But, the same level of investment isn’t being put into data and analytics to fight fraud, or identify people. The r...

27 February 2018 /security /payments

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A Closer Look At What Warren Buffet Bought And Sold In Third Quarter

The third quarter was pretty good for the US markets as we saw all-time highs being made. However, this also meant that big investment managers and companies made little changes to their portfolio. They held their stocks to ensure the maximum returns on investment. The Berkshire Hathaway team, made some changes to portfolio. Apart, from the Bank o...

23 November 2017 /wholesale