Personal Finance

This group would contain articles related to personal finance

Amita Choudhary Marketing Manager at Princeton Growth Accelerator

Is It the Right Time to Invest in Gold?

With the way things have been moving around the world over the last year, many people have been looking at alternative ideas for their income and exploring new options. Apart from starting a business, investing in existing ventures is another popular idea that’s been enjoying a lot of attention. But of course, it’s something that has to be approac...

18 September 2020 /markets

Denis Novikov Deputy Director of Business Development at Qulix Systems

What banks should know about PFM development in 2020?

Not so long ago statistics showed low adoption levels on Personal Finance Management (PFM) systems. Indeed, the 10-12% adoption rate can hardly be a strong motivation for banks to invest in PFM development. But the financial industry is changing, shaped by customers, who are looking for some financial coaching instead of financial education. I

03 October 2019 /devops

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Will the cumbersome administrative tasks for your financials finally be a thing of the past?

PFM, BFM, Financial Butler, Financial Cockpit, Account Aggregator…​ - Will the cumbersome administrative tasks on your financials finally be taken over by your financial institution? 1. Introduction Personal Financial Management (PFM) refers to the software that helps users manage their money (budget, save and spend money). Therefore, it is oft

28 August 2019 /retail

Retired Member 

Best Budget Apps and Personal Finance Tools for 2019

Keeping track of your budget is easier than ever in 2019, thanks to the various tools that have arrived on the market to fill this niche. However, the huge availability of products can be a bit overwhelming at times. If you want to keep your budget in check but are not sure where to start, here are some suggestions for great personal finance tools...

08 April 2019 /inclusion

Retired Member 

How to Estimate Your Utility Costs

Moving into a new place can be a stressful ordeal in many ways, especially if it’s an upgrade from your previous one and you’re not used to the new standard yet. As long as you’re careful and know what to expect though, you should be able to make something nice out of your new situation without too much effort, and it will be a refreshing change i...

20 December 2018 /inclusion

Peter Davidson Business Consultant at Self Employed

Cryptocurrency Markets Are in the Red - Does That Mean It’s Time to Get In?

Most investors have likely heard this sentiment from Warren Buffett at some point, but, as with most things, it’s often far easier said than done. The cryptocurrency markets have been taking a steep decline in recent months and investors don’t see any signs of it stopping soon. After reaching it’s all-time high of nearly $20,000, the price of bitc...

14 December 2018

Chris Holmes Senior Vice President at KAE Consulting

FinTech Guide for Global Citizens

With traditional providers slow to cater to global citizens, FinTechs have been quick to fill the space, launching innovative solutions to meet global citizens’ banking, remittance and payments needs. While these are undoubtedly amongst the areas most penetrated by FinTech innovation, global citizens’ wider financial needs are now also being addre...

12 December 2018 /inclusion

Retired Member 

The Best Investment Plans to Consider in 2019

Investing is important for growing your assets and expanding your financial capabilities, but unfortunately, far too many people have a very poor understanding of how investing works as a whole, and what the appropriate practices in the field are. It’s important to familiarize yourself with the most attractive investment plans available before jum...

05 December 2018 /inclusion

Retired Member 

Mutual Funds - Being Risk Averse

Risk comes from not knowing what you’re doing – Warren Buffet Traditionally, we have seen people investing mostly in FDs and other lumpsum conservative instruments. Now a days, we do realize that this is not going to beat inflation in long term and consequently result in effectively lowering the purchasing power than gaining anything out of it. Mo...

19 October 2018

Retired Member 

Savings Account - Maximizing Returns

Note - This is in context to banking channels in India. Is there a way to maximise earnings from Savings Account? This is my first post, so I will start with a basic idea – Savings account. It is usually the first fundamental instrument that I am sure most of us would already be having. Now, I can guess most of us would be having an account with so...

18 October 2018 /retail