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Darren Winfield Insight Consultant at Defaqto Ltd
On the 12th December 2023 the FCA have written to adviser platforms and SIPP operators to ask why the interest rates on cash balances are so low in comparison to the Bank of England base rate (currently 5.25%). The Dear CEO letter points to consumer duty and the cross-cutting rules that expect acting in good faith, are not being adhered to and that...
12 December 2023 /wealth
Dennis Buckly Fintech Writer/Analyst at House of Ventures
As the financial world grapples with the announcement of Mint, one of the earliest and most beloved budgeting apps, shutting down, loyal users are left in search of alternatives to continue their personal finance management journey. Mint, introduced in 2007, revolutionized the way individuals created budgets, tracked income and spending, and buil
07 November 2023
Tim Hong Chief Product Officer at MoneyLion
The three-plus year forbearance period on federal student loan payments brought on by the CARES Act ― passed by Congress in March 2020 in response to the COVID-19 pandemic ― has come to an end on October 1st. In addition to suspending payments on all federal student loans, the CARES Act also dropped interest rates to zero during the freeze and sus...
17 October 2023 /people /inclusion
Naina Rajgopalan Content Head at Freo
Recurring deposits, often abbreviated as RDs, have long been a preferred choice among individuals seeking a secure and systematic way to save and grow their money. These savings instruments offer a disciplined approach to financial planning and can help you achieve your short and long-term goals. In this comprehensive guide, we will delve into the...
03 October 2023 /wealth /inclusion
Akshaya Chandra Head of Innovation, Growth & Transformation at Tata Consultancy Services
Here is an anecdote, most parents would relate to: A colleague of mine said her 3-year old is quite easy to manage, as the boy can spend hours talking to Alexa, while mom finishes her chores or works from home. My colleague also noticed that the little one has developed a close bond with Alexa because, overtime, Alexa’s responses to the boy got be...
23 August 2023 /wealth
Retired Member
As the world of cryptocurrencies continues to grow and evolve, the need for secure and reliable cryptocurrency wallets has never been greater. The importance of a well-protected crypto wallet cannot be understated, as it is the key to ensuring the safety of your digital assets. In this article, we will explore the top 10 secure cryptocurrency w
14 June 2023 /security /crypto
With the increasing popularity of digital currencies, security has become a primary concern for users who want to keep their crypto safe. Wallet integration plays a critical role in ensuring that transactions are secure and protected. In light of recent events, such as the Atomic Wallet data breach, this article aims to discuss the importance of ...
07 June 2023 /security /crypto
Sergei Romanov CPO at Profee.com
Those working in fintech, especially in product development, such as myself at Profee, know very well that we always need to be on the lookout for new user segments. Lately, the fintech industry has been exploring such a segment: digital nomads. Let’s have a look into how these people operate and what fintechs can do for them. Who are Digital Nom...
12 January 2023 /payments /predictions
Tomas Campos CEO at Spinwheel Solutions Inc
A turning point is dependent on more than the Biden relief package. One of the hottest topics when it comes to personal finance right now is the prospect of student loan forgiveness. The Biden plan that has been put forward would erase as much as $20,000 in federal loans for certain borrowers making less than $125,000 per year or $250,000 for spou...
06 December 2022 /inclusion /predictions
Sean Gilbert Chartered Financial Planner at Select Wealth Managers
The merits of active and passive investment have been debated for years, an average of 35 per cent of active equity funds outperformed their passive peer in the 12 months to June this year, according to Morningstar’s Active/Passive Barometer, which tracks the performance of 30,000 Europe-domiciled funds running €7tn (£6tn) in assets. Active and Pas...
25 November 2022 /wealth /markets
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