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Digital Banking Trends

Digital Banking trends and Industry Intelligence for Bankers, Fintechs, and Solutions Providers

Elliott Limb

Elliott Limb Chief Customer Officer at Mambu

The digital banking genie is out of the bottle

For millions of people, banking today is leaps and bounds better than it was even a decade ago, when payments took days instead of minutes to clear. This was before the era of smartphones and mobile banking or the idea of bringing smarter banking capabilities to their fingertips, no matter where you were. Beyond the fintech revolution, banks still...

/retail

Vishwanath Thanalapatti

Vishwanath Thanalapatti Analytics at Temenos

Digital Engagement Banking–Importance of Business Process Modelling

In my earlier blog I put forth the point, that a comprehensive knowledge of industry specific workflow is necessary for modelling an innovative business process. I will illustrate this with the task of a ‘Customer Deposits Cash’ in the work flow ‘Cash Deposit’; then follow it up with the use case modelling of business processes on the foundatio...

/retail

Vishwanath Thanalapatti

Vishwanath Thanalapatti Analytics at Temenos

Digital Engagement Platform– Is it Banking or Process or Technology?

I was in conversation with a person from a digital engagement platform (DEP) provider, the conversation was all process. As a banker who has grown straddling banking and technology, I realised quickly she had little knowledge of the underlying business workflow. Banking, accepting money for lending is one of the oldest professions, quite versat...

/people /retail

Retired Member

Retired Member 

Untapped potential to combine Islamic Finance and BNPL

This blog was co-authored by Rahul Lalwani, Senior Consultant and Saadat Sabur, Consultant at Capco, with input from Mohsin Khan, Principal Consultant and Capco's Islamic Finance Capability Lead. Buy Now Pay Later programmes have seen tremendous growth globally. Despite growing concerns about stoking consumer debt, BNPL services fulfil a major con...

/retail

Ahmed Khidhir

Ahmed Khidhir Digital Banking Expert at Temenos

Making Digital Banking Human in the Post-Pandemic World

Emotions drive around 80 percent of the decisions a person makes in a day. Yet most digital banking applications today are highly transactional utility apps designed for checking balances and performing payments and transfers. As such, they fail to create a significant emotional connection with the user, appealing only to the logical side of the ...

/retail /covid-19

Retired Member

Retired Member 

The Benefits of Cloud Technology for Asset Management Firms

Across all industries, cloud-based technology is uprooting traditional IT operations, business models, and overall financial strategies. This is equally true when it comes to asset management, as the industry continues to shift towards technological innovation and digitization alongside the rest of the world. Using cloud technology for asset mana...

/cloud

Eric Solis

Eric Solis CEO and Founder at MovoCash

2021 Predictions: Cashless Society, Autopay Systems Fueled by AI, and New Digital Banking Standards

Across industries, disruptive technologies like artificial intelligence (AI), machine learning (ML) and blockchain are driving a cashless payment ecosystem forward to offer faster and more secure financial transactions. With FinTech at the forefront of this recent innovation, here are my five predictions on the horizon for the banking industry and...

/regulation /predictions

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Post-Covid Digital Strategy: Banking Customer Experience Trends of 2021

The pandemic created a monumental shift from physical to digital by accelerating the natural progress many times over. People have adopted new behaviors that will become habit-forming. Just being digitally developed is not enough to ensure the existence of any financial company. Extreme customer-centricity is becoming a MUST to adapt to the post-p...

/retail /predictions

Paul Shumsky

Paul Shumsky Technology Advisor at Entrepreneur

FinTech 2021: 20 Articles for FinTech Experts

As the new year approaches it is a great time to recap 2020 outcomes, review market activity and expert predictions for 2021 to tailor the strategy accordingly. This year was full of unpredicted events with the pandemic and lockdown as major ones that had a strong influence on the financial industry. In this list, we summarized 20 recommendable ar...

/covid-19 /predictions

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Despite Tightening Purse Strings, 2021 Will See Banks Embrace Technology Investment

At the outset of 2020, nobody in the banking industry could have predicted the chain of events that would unfurl. But it hasn’t all been doom and gloom – this year has seen unparalleled technological advancement that will undoubtedly benefit both banks’ internal operations and their customers. But will this momentum continue over the next twelve m...

/retail /covid-19