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Digital Banking Trends

Digital Banking trends and Industry Intelligence for Bankers, Fintechs, and Solutions Providers

Bo Harald

Bo Harald Chairman/Founding member, board member at Transmeri, Demos, Real Time Economy Program,MyData

Demise of cash

Bank of Finland report - ATMs (branch share very small): 2014: 145,1 million times 2015: 136,9 2016: 123,4 Billion € 2014: 14,4 2015: 13,9 2016: 12,9 Old expensive habit exiting.

Bo Harald

Bo Harald Chairman/Founding member, board member at Transmeri, Demos, Real Time Economy Program,MyData

Bank e-id service rules the waves

Bank of Finland statistics out. e-id service figures show huge growth: 2014: 56,23 million times 2015: 69,35 2016: 84,70 Reusing ready habit, ready infra and integrating it into a rapidly growing number of services leads to growing growth. Small wonder that banks have signed up 5000 private and public organizations needing strong e-id from their cu...

/retail

Retired Member

Retired Member 

Going digital - part one

'Going digital' doesn't necessarily mean that your business has been transformed. To become fully digital enterprises, companies need to shift the focus inward and innovate the employee experience. Taking up the digital challenge Tap “digital transformation” into Google and you’ll get over 12m results – that’s 2m more than when I did the same sear...

Reghunathan Sukumara Pillai

Reghunathan Sukumara Pillai Consultant at Infosys

Artificial Intelligence- Computer to IOT

From the evolution of computer which could be the first variant of artificial intelligence (AI) with software logic and codes written, mobile transformation took place in early 2000's which provided another variant of AI. From large databases and memory requirements which were required in the initial computer, it moved to smaller chips and memory ...

Retired Member

Retired Member 

Big UX Opportunity for Business Banking

It remains one of the great ironies in the banking market: banks make big investments in digital applications for the consumers who refuse to pay (“free checking!!”) and comparatively little investment in digital apps for the business customers who don’t blink at reasonable fees. I can’t help but wonder how often business users, after a long day a...

/payments

Ray Connolly

Ray Connolly Sales Director at Regtick

Cherry Picking and Time Insensitivity - Challenges for Enterprise Work Management.

“… the earlier riser gets first choice, but this will not be a true reflection on performance” Humans are wired to select the path of least resistance, why expend energy if it’s unnecessary or inconvenient. If we’re given free choice, it’s only natural that we opt for the easiest route and the one that is most convenient for us, regardless of team ...

Stacey Small

Stacey Small Business Development at The Glue

How large is micro?

When designing a software solution, ‘micro-services’ is one of today’s buzz words with which you need to be compliant to be cool. But what is a micro-service and what is the size of a micro-service? As with every topic on application architecture and software engineering, a good source of inspiration are the blog posts from Martin Fowler (http://ma...

Retired Member

Retired Member 

ePassports, the panacea for financial services’ digital identity verification pain?

Looking ahead, it’s highly likely that once the exit of the UK from the EU occurs, additional hurdles to seamlessly onboarding new customers or authenticating existing ones will create greater challenges. With at least 3 million EU citizens currently living in the UK and over 1.2 million Britons residing across Europe, banks have crucial decisions ...

/security

David Donovan

David Donovan Executive Vice President at Publicis.Sapient

Open APIs - Leveraging Banking As a Service to Compete and Collaborate

“Rolling in my Uber, that's just how I use my time” – Travis Scott, Uber Everywhere Remix. Welcome to the world where hip hop artists talk about companies created in the digital economy powered by application program interface (API), a term once buried deep in the lexicon of software programmers and tech geeks. APIs have enabled an ecosystem for c...

/retail

Stacey Small

Stacey Small Business Development at The Glue

DigitalTransformation: The key is an enlightened CEO.

Digital transformation in finanial services is frought with challenges. Forget all of the technology headaches and look closer to home. An enlightened CEO is the first step on the journey. Digital Transformation is no longer a pipedream, it's one of today's top imperatives. if you want to compete effectively in a financial services industry awash w...

/retail