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Digital Banking trends and Industry Intelligence for Bankers, Fintechs, and Solutions Providers
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Bo Harald Chairman/Founding member, board member at Transmeri, Demos, Real Time Economy Program,MyData
Bank of Finland report - ATMs (branch share very small): 2014: 145,1 million times 2015: 136,9 2016: 123,4 Billion € 2014: 14,4 2015: 13,9 2016: 12,9 Old expensive habit exiting.
05 July 2017
Bank of Finland statistics out. e-id service figures show huge growth: 2014: 56,23 million times 2015: 69,35 2016: 84,70 Reusing ready habit, ready infra and integrating it into a rapidly growing number of services leads to growing growth. Small wonder that banks have signed up 5000 private and public organizations needing strong e-id from their cu...
04 July 2017 /retail
Retired Member
'Going digital' doesn't necessarily mean that your business has been transformed. To become fully digital enterprises, companies need to shift the focus inward and innovate the employee experience. Taking up the digital challenge Tap “digital transformation” into Google and you’ll get over 12m results – that’s 2m more than when I did the same sear...
29 June 2017
Reghunathan Sukumara Pillai Consultant at Infosys
From the evolution of computer which could be the first variant of artificial intelligence (AI) with software logic and codes written, mobile transformation took place in early 2000's which provided another variant of AI. From large databases and memory requirements which were required in the initial computer, it moved to smaller chips and memory ...
21 June 2017
It remains one of the great ironies in the banking market: banks make big investments in digital applications for the consumers who refuse to pay (“free checking!!”) and comparatively little investment in digital apps for the business customers who don’t blink at reasonable fees. I can’t help but wonder how often business users, after a long day a...
19 June 2017 /payments
Ray Connolly Sales Director at Regtick
“… the earlier riser gets first choice, but this will not be a true reflection on performance” Humans are wired to select the path of least resistance, why expend energy if it’s unnecessary or inconvenient. If we’re given free choice, it’s only natural that we opt for the easiest route and the one that is most convenient for us, regardless of team ...
06 June 2017
Stacey Small Business Development at The Glue
When designing a software solution, ‘micro-services’ is one of today’s buzz words with which you need to be compliant to be cool. But what is a micro-service and what is the size of a micro-service? As with every topic on application architecture and software engineering, a good source of inspiration are the blog posts from Martin Fowler (http://ma...
02 June 2017
Looking ahead, it’s highly likely that once the exit of the UK from the EU occurs, additional hurdles to seamlessly onboarding new customers or authenticating existing ones will create greater challenges. With at least 3 million EU citizens currently living in the UK and over 1.2 million Britons residing across Europe, banks have crucial decisions ...
17 May 2017 /security
David Donovan Executive Vice President at Publicis.Sapient
“Rolling in my Uber, that's just how I use my time” – Travis Scott, Uber Everywhere Remix. Welcome to the world where hip hop artists talk about companies created in the digital economy powered by application program interface (API), a term once buried deep in the lexicon of software programmers and tech geeks. APIs have enabled an ecosystem for c...
17 May 2017 /retail
Digital transformation in finanial services is frought with challenges. Forget all of the technology headaches and look closer to home. An enlightened CEO is the first step on the journey. Digital Transformation is no longer a pipedream, it's one of today's top imperatives. if you want to compete effectively in a financial services industry awash w...
12 May 2017 /retail
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