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Digital Banking Trends

Digital Banking trends and Industry Intelligence for Bankers, Fintechs, and Solutions Providers

Mahesh Pawal

Mahesh Pawal Portfolio Product Manager, Digital Transformation at Fiserv

When Digital Payments FAIL: The Trojanization of the Digital Payment Ecosystem | PART 3

94% of the passwords used by 5.2 billion internet users scored less than 65 on Center for Internet Security’s (CIS) security scale. I am pretty much sure that you are one of them. CIS suggests that anything less than 80, is considered an easy target for hackers, given the advanced computing power available today. To determine if your password is ha...

/security /payments

Nick Kerpe

Nick Kerpe Head of Customer Relations at Monevium

How will we be making payments in 10 years? Digitally!

For many people, the sight of paper banknotes or coins made of such an old-fashioned material as metal is rare. There are now many countries around the world, in every continent in both hemispheres, in which everyday transactions are conducted using a digital contactless payment system via smartphones, watches or with bank cards which require a sim...

/payments

Philip Chethalan

Philip Chethalan Marketing Manager at Subex

Identity Verification for Neo Banking: Ensuring Security and Compliance

Introduction to Digital Customer Onboarding with Identity Verification for Neo Banking In the world of finance, digital onboarding is becoming increasingly important for neo banks. Neo banking refers to a new generation of digital-only banks that offer a wide range of financial services through mobile apps and online platforms. These banks are typ...

/regulation /identity

Bo Harald

Bo Harald Chairman/Founding member, board member at Transmeri, Demos, Real Time Economy Program,MyData

Opportunities and Responsibilities for the Finance Sector in the Trust Infrastructure

1. Trust infrastructure As the benefits for building a global trust infrastructure are so massive (3-6% of GDP according to McKinsey), it is clear that governments will be strongly committed to drive the migration and that enterprises will start to see the enormous benefits they can achieve (as outlined in 5 major categories in Self-Sovereig...

/payments /retail

Anoop Melethil

Anoop Melethil Head of Marketing at Maveric Systems

Customer experience – game changer for neobanks in retail

In the new banking world order, Neobanks continue their impressive march northwards. With Brazil reporting 43% adults with digital-only bank account, India at 26%, Ireland at 22%, Singapore at 21%, Hong Kong at 20%, and UAE at 19% (online bank adoption survey by Finder), the transaction value for Neobanks worldwide is expected to level out at $ ...

/retail /startups

Neil Ambikar

Neil Ambikar CFO at Narvi Payments

Banking as a Service for corporates finally a thing in 2023?

Back in 2016 when I first started my first Fintech, we used the concept of virtual bank accounts to innovate in the corporate treasury space by getting rid of reconciliation processes, and fully automating treasury and accounting processes. using APIs and unlimited IBANs. We talked to 100s of corporate clients and presented our solution at many F...

/payments /startups

Uri Rivner

Uri Rivner CEO and Co-Founder at Refine Intelligence

The Crazy Year of Scams

It was seven years ago in the weekly update with the Data Science team. As Chief Cyber Officer and co-founder of behavioral biometrics company BioCatch, which specializes in online fraud detection, this was my favorite internal meeting: there were always some new tricks the fraudsters did which the team picked up on, and it was pure fun to learn

/regulation /crime

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems

Why SuperApps Are Planning Crypto Rewards

Fintechs have the super high CAC They need high ARPU by acting as one-stop-shops So SuperApps are planning Crypto Rewards — Details 👇 They all are chasing growth in a regulated environment with similar products. They fiercely compete to acquire the customer even at a high cost. One needs a high ARPU to sustain high CAC. In a price-sensitive ma...

/payments /crypto

Srinivasagopalan R

Srinivasagopalan R Principal Consultant at Tata Consultancy Services

10 Themes propelling Banking and Financial Services Outlook in 2023

The Banking and Financial Services industry continues to evolve, following the recovery from the Covid pandemic. The pandemic encouraged the increased adoption of digital technologies by the consumers and the banking organizations have been quick to adapt and serve. The usage of paper currency and plastic cards are gradually phasing out and the cu...

/retail /predictions

Vlad Dobrynin

Vlad Dobrynin Founder & CEO at Humans Group

Millennials and Gen Z Set to Drive Super apps Adoption in the West

Vlad Dobrynin, CEO & Founder of Humans Group, explores the background of super apps, their impact in Asia, and why he believes it's only a question of time before they appear in the Western world. And it won’t be big companies that dominate this space. It will be the smaller operations and start-ups. Image Credit: Business of apps Is the Wes...

/startups