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Fintech innovation and startups

Disruption, destruction, harmony and creation; Fintech’s new frontier – a place to discuss the cutting edge of innovation.

Joey Kim

Joey Kim 

Survive and Accelerate: Marketplace lenders’ varied paths to the next growth stage post-Coronavirus

Rising unemployment, small business failures, and impending recession pose an existential threat to marketplace lenders who take risks to accurately identify creditworthy borrowers underserved by traditional financial institutions. Within weeks of lockdowns that swept across the globe in March, LendingClub laid off 30% of its staff, Kabbage stopp...

/startups /covid-19

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Customer acquisition cost: probably the most valuable metric for Fintechs

With the word "tech" in Fintech, there is automatically a strong focus on technology in this sector. As a result, we tend to think that the biggest cost of a Fintech company is in building and maintaining the underlying software (tech) solution. In some bottom-up organized firms, which are usually built on top of an open-source core produ...

/sustainable /startups

Mahesh Pawal

Mahesh Pawal Portfolio Product Manager, Digital Transformation at Fiserv

'Desperate times call for Innovative measures!' - New Opportunity for SME and FI

“What do you call China – Villain or change-enabler?” You can call whatever, but China, as a country, has magnificent impact on the globe. According to Worldbank, China’s share of global GDP in 2019 was 19.24%. This number indicates, how Chinese economy is weaved into the global economy. And the latest product from China is – ‘Coronavirus Disease

/retail /startups

Payson Johnton

Payson Johnton CEO and Co-Founder at Crowdz

Smart Tech Partnerships are Vital in Driving Better Access to SMB Finance

Small and medium-sized business (SMBs) are often cited as a major economic driver and force for job creation, and it’s for good reason; with SMBs making up over 90 percent of all US businesses, while also employing 47.5 percent of the country’s entire workforce. But, despite their significant impact on the economy, many still encounter difficultie...

Anish Kapoor

Anish Kapoor CEO at AccessPay

Why getting the right technology mix isn’t your biggest challenge

As we hurtle forward into a new decade, we are surrounded by a seemingly limitless range of new technologies. All we have to do is reach across the sofa to our smartphones, think of anything we want or need, and we can be sure, ‘there’s an app for that’. A plethora of platforms, scant standardisation Technology proliferation is also becoming increa...

Hamza Khan

Hamza Khan Founder and CEO at Suburbia

The race for alternative data

'Data is the new oil.’ It’s a dramatic statement – and certainly a contentious one. Just as one publication makes the case for it, another rubbishes the concept. The first argument points out that data is becoming the world’s most valuable resource; the second, that the analogy is lazy and rapidly collapses, whether because data is infinite or bec...

/security

Douglas Anderson

Douglas Anderson Founder at Club Vita

In praise of maps

From maps to stats, and back again Since I was a teenager in the 1970s, I have loved studying maps. Back then I was growing up in rural eastern Scotland, not far from St. Andrews, the home of golf (in the era when Jack Nicklaus and Tom Watson were the maestros of the links). My granny had given me her collection of old maps of Scotland. So, I b

/startups

Yahya Mohamed Mao

Yahya Mohamed Mao Head of Business Development & Marketing at Swiss GRC

The role of Fintech Innovation in Smart Cities

First published on www.swissfinte.ch (Zurich, Thursday, October 2nd, 2019) Considering children as our legacy for the future has never been as striking as after the emotional speech of Greta Thunberg at the UN Climate Change Conference. What is our planet supposed to look like tomorrow? Smart Cities, that seem to have been forgotten in the past, s...

Paul Shumsky

Paul Shumsky Technology Advisor at Entrepreneur

How to Personalize Digital Experiences in Finance

Customers have come to expect a level of personal service from companies that is the digital version of a 24/7 concierge. Think Netflix, Amazon, and Spotify, all companies that have set the bar for personalized, instantaneously responsive, and increasingly predictive real-time service across all points of contact with companies. Why is this degree...

/retail

Hamza Khan

Hamza Khan Founder and CEO at Suburbia

Elevating trust with lessons from the past

In 1852, Elisha Otis invented the safety elevator. If the hoisting rope broke, its safety mechanism automatically brought it to a halt – as he demonstrated to dramatic effect at the 1854 world fair. As detailed in Lifted: A Cultural History of the Elevator, the American inventor stood on a platform high above the audience, before making the order ...

/retail