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Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.
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Visa Europe targeted by the EC on credit card interchange fees Haven’t we been here before? The EC says Visa Europe's cross-border credit cardinterchange fees restrict competition between banks and infringe antitrust rules. As already happened in the US in 2005, history isrepeating itself in Europe with the European Commission saying that its preli...
22 August 2012 /payments
SunGard recently conducted a study to better understand how corporations were addressing the various challenges around ePayment adoption and the migration to ACH and virtual cards. The study included 171 participants spanning a broad range of industry and revenue classifications, with 48% of the respondents from companies with more than $1 billion...
07 August 2012 /payments
Miloslav Hoschek Freelancer at e-Silk Road, NGO
Telcos theme in 2020 is a recent study.... copyright Miloslav HOSCHEK PhD independent consultant mhoschek/ad/gmail.com
25 July 2012 /payments
Traditional telcos and their modern rivals each have a total market capitalization of round about EUR 800 billion..... copyright Miloslav HOSCHEK PhD independent consultant mhoschek/ad/gmail.com
The Aite Group recently conducted a survey that analyzed remittance practices, benchmarks and perspectives of US and International corporations. The findings confirmed some commonly held views but also provided some surprising insights into practitioner’s preferences. The study was based on 240 U.S.-based companies, 280 companies based outside of...
20 July 2012 /payments
There are a lot of things that keep chief security executives up at night including disasters, theft of intellectual property, budgets, compliance, training and securing mobile devices. Added to this list is a growing awareness of the financial liability associated with a data breach. There have been well-known reputable businesses who have suffe...
18 June 2012 /payments
The eighth annual AFP Payments Fraud and Control Survey report was released in March. This valuable survey, underwritten by J.P.Morgan, provides information and trend analysis of payments fraud. The 2012 survey shows that, for the fifth consecutive year, two-thirds of responding were victims of actual or attempted fraud. Following are some of t...
01 June 2012 /payments
Last night I read idea of online platform, where experts on different business skills can offer their expertize for companies. Company called Abonnet offers online platform for advisory board. With this idea, experts can give a helping hand for companies and act as their advisors on different areas. They also have created free of cost themed plat...
11 May 2012 /payments
In Part I of my virtual card blog series I described the nature of a virtual card program. In Part II, I described how corporations can use virtual card programs to help generate revenue. In Part III, I will discuss how virtual cards differ from purchasing cards (PCards) and ghost cards. Virtual Cards Virtual cards are just that – virtual! The...
03 May 2012 /payments
In Part I of my virtual card blog series I described the nature of a virtual card program. In part II, I will describe how corporations can use virtual card programs to help generate revenue. More and more corporations are seeing the benefits of migrating paper checks to electronic and now specifically to virtual card programs. Virtual card techn...
27 April 2012 /payments
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