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Finance 2.0

A community for discussing the application of Web 2.0 technologies to financial services.

Hemant Vishnoi

Hemant Vishnoi Founder at EnKash

Purchase Cards Bring Working Capital Efficiencies

Businesses are incorporating Purchase cards into their business models to manage their working capital. Due to their boosted efficiency and vast variety of benefits, Purchase Cards, also known as P-Cards or Procurement Cards, have become the most widely used tool for both — payment and procurement. Purchase cards are a great way to replace paper b...

/payments

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Why it's time to kiss plastic cards goodbye in the UK

The United Kingdom has one of the world’s largest and most influential economies. Over 66 million citizens of Britain share the GDP of around $3 trillion, making them some of the biggest spenders globally. Many internationally successful companies and trends were born here which gives the country particular significance. It was one of the first de...

/payments /inclusion

Scott Raspa

Scott Raspa Head of Marketing at Hydrogen - www.hydrogen.tech

How Bank and Fintech Partnerships are Redefining the Future of Banking

Can fintech and banking play nicely together? Although traditional banks might have once eyed fintech companies with concern or suspicion, the stance of traditional financial service providers seems to be evolving. Traditional banks and financial service companies no longer necessarily look at fintechs as intruders in the field but instead often c...

/payments /inclusion

Amita Choudhary

Amita Choudhary Marketing Manager at Princeton Growth Accelerator

Why Gold Is Going Through Such a Price Surge Lately

Gold has been in a peculiar state on the market for quite some time now, and many investors seem to believe that the trend is going to continue in full force in the coming months and even years. It’s nothing new under the sun for those who’ve been following the markets closely, and it’s something definitely worth paying attention to for those with...

/markets

Debbie Green

Debbie Green VP of Applications at Oracle

Why finance leaders need predictive intelligence now

There will be no return to ‘business as usual’. The COVID-19 pandemic has seen CFOs and business leaders across HR, supply chain, and sales make difficult decisions that balanced short-term choices with long-term impact. Now, finance teams need to consider all options and be confident they are making the best choice, whether that impacts employees...

/cloud /covid-19

Olivier Gazon

Olivier Gazon CEO at Sustainable Base Finance

Quantitative easing: the step to make it highly effective

Quantitative easing (QE) programs, i.e. purchase of bonds by Central Banks, have been used to inject liquidity in the economy. Yet studies show that less than 10% of generated liquidity by investors effectively reaches ‘the real economy’. QE programs have created massive liquidity, deposited at Banks. The bottleneck Banks have a structural cap to f...

/sustainable /covid-19

Hannes Van Rensburg

Hannes Van Rensburg Chief Commercial Officer at Clickatell

Managing fraud through chat is better for businesses and users

As digitalization has transformed businesses the ever-present threat of fraud has grown exponentially. However, banks and their users are increasingly realizing that using chat platforms to manage and mitigate fraud offers them immediate and significant gains. According to security company, Kaspersky, the number of unique malicious objects detecte...

/payments /retail

Hirander Misra

Hirander Misra Chairman and CEO at GMEX Group

Kick starting Economies Post COVID-19

Will the crisis result in the rise or demise of the 4th Industrial Revolution? In its April World Economic Outlook, the International Monetary Fund (IMF) projects a decline in global growth in 2020 of -3 percent. This is a downgrade of 6.3 percentage points from January 2020, a major revision over a very short period. This makes the Great Lockdow...

/markets /covid-19

Hirander Misra

Hirander Misra Chairman and CEO at GMEX Group

Are UK Banks profiting from the current coronavirus crisis and failing SMEs?

A UK business could be eligible for a Coronavirus Business Interruption Loan Scheme (CBILS), as set out by the UK Government. However, it appears that despite the Government’s best intentions, this scheme is not working in practice and some urgent readdress is required. There is, therefore, a serious concern that small businesses will start to fa...

/wholesale /covid-19

Debbie Green

Debbie Green VP of Applications at Oracle

Putting humans at the helm of finance innovation

As technologies such as 5G, IoT and AI are rolled out across industries, old business models are being overturned and new ones created, all in the name of progress. Even the most established industries run the risk of being significantly weakened, or even made redundant – so organisations will have to embrace change to survive. Business agility i...

/ai

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