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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Ritesh Jain Founder at Infynit / Former COO HSBC
Over the last few decades, "disruption" has become a prevailing mantra in the business world. Companies have been urged to disrupt industries, disrupt competitors, or even disrupt themselves to innovate and grow. Disruption is often seen as synonymous with innovation, and it is no wonder it has become a widely discussed topic. Whether
05 May 2023 /payments /crypto
Bo Harald Chairman/Founding member, board member at Transmeri, Demos, Real Time Economy Program,MyData
Governments and enterprises will adopt a global trust infrastructure, resulting in citizens and organizations receiving general-purpose identity wallets that can obtain, deliver, and pass on verified data for a wide range of life events based on MyData.org principles. The architecture is outlined in trustoverip.org, and the trust layer in the ar
09 April 2023 /retail /identity
Christopher Colley Industry-recognized CX leader at Financial Services
Five economic outcomes for financial services We are in a watershed moment for financial services. Following the abrupt failure of Silicon Valley Bank — the largest collapse of a U.S. Bank since 2008 — and the extraordinary sell-off that brought Credit Suisse to the brink, it is increasingly clear the tumult of recent years is not yet over. Indee...
17 March 2023 /retail /markets
Retired Member
In recent years, online shopping and electronic payments have become increasingly popular, leading to a rise in payment fraud. Cybersecurity has become a top priority in the payments industry, as fraudsters use new schemes to exploit the growing e-commerce industry. Faster non-cash payments and the growing popularity of cryptocurrencies have also...
16 March 2023 /security /payments
I have been acting as an independent advisor for the Findyconsortium in Finland (now the public-private Findynet co-operative) since it started in 2018. It aims at implementing a trust infrastructure based on Self-Sovereign Identity and the Trust over IP architecture. Here all citizens, all organisations and many things will get general purpose fa...
03 March 2023 /retail /identity
Abhinav Paliwal CEO at PayNet Systems
UPI is a system that bunches multiple bank accounts into a single mobile application enabling P2P and P2M fund transfers. India central bank RBI enabled UPI to be now be available for visitors from #G20 countries, who are travelling to India from abroad. This is how it will work 👇 Once your passport and visa will be physically validated - After...
11 February 2023 /payments /retail
Péter Ekler Head of Future Technology at Zenitech
One of the things I love about my research is talking to organisations about how technology will change the way they do things in the future, and then working with my team to create technology to prove concepts. We think about the direction technology is going in, and what that means for organisations right now. In financial services, one of the ...
01 February 2023 /predictions
Shaju Nair Payments SME, Product Manager at Temenos
It brings me grief when I hear people refer to CBDC as being just another form of digital money or just another mobile application for making payments when in reality there is a world of difference with CBDC being sovereign money (as is notes and coins) controlled and guaranteed by central bank and backed by assets, once upon a time gold itself, ...
15 January 2023 /payments /wholesale
Kevin Davis Global CTO of AWS Business at Atos
Cloud adoption has been embraced by companies with 94% using some form of cloud computing in their operations in 2022. One of the best business decisions organisations can currently make is to no longer contribute to leases on large and expensive data centres and instead, kick-start cloud migration. However, despite the perks, many are still hesi...
11 January 2023 /cloud /devops
As I wrote in the first post, my interest for digitalisation started off from trying to automate more work in the backoffices. Then it moved to convenience for e-banking customers > not having to send or receive invoice snailmail and keeing in lenghty details when paying. It then jumped back to productivity when the Finnish public sector calcula...
06 January 2023 /retail /predictions
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