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Banks nowadays are in stiff competition for human resources with fintech. The financial technology sector often offers higher pay. Still, the prospects of many such start-ups are difficult to forecast – they are as likely to occupy a solid niche as they are to go bust. Stable companies in Latvia are only a handful. Primarily, fintech players active in Latvia are headquartered in foreign countries – the United Kingdom, to name one – despite maintaining offices in Riga and employing staff in Latvia

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Untangling the maze of fraud prevention solutions in financial services

Fraudsters are getting bolder and more sophisticated in their attacks on the financial sector. Their increasingly complex schemes are breaching institutional security and eroding the very foundation of customer trust that banks have worked so hard to build. The challenge is: There’s no silver bullet solution. Given the diversity of fraudulent activ...

/retail /crime

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Preventing APP fraud: Essential strategies for banks

APP fraud is on the rise. According to Finextra, the total number of APP fraud cases was up 22% in 2023 compared to 2022. In fact, APP fraud is now the number one payments threat and are expected to reach $5.25 billion by 2026. In the UK, consumers lost over half a billion pounds to scams in the first half of 2023 alone. What’s more, the PSR has ...

/retail /crime

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

What does Basel IV mean for EU banks? A quick review of the challenges and opportunities

The finalisation of Basel IV marks a significant milestone in the ongoing evolution of global banking regulation. These comprehensive reforms, concluded by the Basel Committee on Banking Supervision in 2017, introduce critical changes across various dimensions, including risk measurement, capital adequacy, and reporting requirements. In the Europe...

/regulation /wholesale

Mayuri Jain

Mayuri Jain Senior Manager, BFSI Industry Marketing at Persistent Systems Inc.

Diversification is The Key to Survival and Growth for Commercial Lenders in Challenging Times

“In times of economic turbulence, diversification isn’t just a strategy—it’s a lifeline.” This powerful statement underscores the critical importance of diversification for commercial lenders, especially in today’s volatile economic landscape. In an era marked by rapid technological advancements and unpredictable market dynamics, commercial lender...


Shiv Nanda

Shiv Nanda Content Strategist at

AI Banking Software Development

Throughout its existence, AI's transformative effect has been immense. It has transformed how enterprises, including those in the banking and finance sectors, perform and offer customer services. The AI in banking apps and services has made the industry more customer-oriented and technologically relevant. By increasing productivity and making dec


Mayuri Jain

Mayuri Jain Senior Manager, BFSI Industry Marketing at Persistent Systems Inc.

How Credit Unions Can Thrive in the Digital Age

In the rapidly evolving landscape of financial services, credit unions face a unique set of challenges and opportunities. While committed to their member-first ethos and community focus, credit unions must navigate an increasingly digital world. Modernization is not just an option; it’s essential for survival and growth. Here’s how embracing techno...

/people /cloud

Mayuri Jain

Mayuri Jain Senior Manager, BFSI Industry Marketing at Persistent Systems Inc.

Story of Core Modernization

In the world of finance, the winds of change are blowing stronger than ever before, sweeping across the landscapes shaped by legacy systems and traditional business practices. Financial enterprises find themselves at a intersection: one path leads to continued reliance on outdated systems, and the other towards a future of digital innovation and m...


Duncan Kreeger

Duncan Kreeger Founder and CEO at TAB

Charting Property Finance in the UK

In today's ever-shifting economic landscape, navigating property finance can feel like charting a course through turbulent and unpredictable waters for borrowers. Whether you are a homeowner with a mortgage or a seasoned property investor, everyone must tread carefully as they adjust to an environment no longer characterised by low and stable infl...

Harshita Soni

Harshita Soni Digital Marketer at Ken Research

The Rise of Digital Payments Banks in India influencing the Market and Revenue

India's payments landscape has undergone a remarkable transformation in recent years, driven by the rapid adoption of digital payment methods. From traditional cash transactions to cutting-edge mobile wallets and Unified Payments Interface (UPI), the country has embraced innovative payment solutions, catalyzing a cashless revolution. In this blog,...


Nick Green

Nick Green Director at Purple Patch Broking Ltd

FCA and BoE data sharing changes: the impact on lenders

With the BoE and FCA’s renewed focus on improving data collection and sharing within the credit information market, the industry has rightly raised questions. What impact will these changes have on lenders? Do they really support market growth for the good of all? And what do lenders need to do to prepare? To find out more, for this article, we spo...

/regulation /retail

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