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Banks nowadays are in stiff competition for human resources with fintech. The financial technology sector often offers higher pay. Still, the prospects of many such start-ups are difficult to forecast – they are as likely to occupy a solid niche as they are to go bust. Stable companies in Latvia are only a handful. Primarily, fintech players active in Latvia are headquartered in foreign countries – the United Kingdom, to name one – despite maintaining offices in Riga and employing staff in Latvia

Sameer Dubey

Sameer Dubey Chief Product Officer at Griffin Bank

A look at the current state of BaaS: Opportunities for innovative banking infrastructure

Banking as a Service (BaaS) has changed the way banking products are built and offered. Consumers want to be able to access financial products when and where they need them, and BaaS platforms enable companies to embed these products in their own apps and ecosystems without the complexity and cost of obtaining a banking licence. Baas providers a...

/devops /startups

Abhi Desai

Abhi Desai Director at Pelican

AI-powered Name Screening for Instant Payments

nstant payments, also known as real-time payments (RTP), have emerged as a transformative force in the financial landscape, enabling the immediate transfer of funds between individuals and businesses. This shift away from traditional payment methods, which can take days to settle, has revolutionized the way people and organizations interact financ...

/payments /crime

Chaitanya Rajebahadur

Chaitanya Rajebahadur Executive Vice President at Zensar

Is human-less banking backfiring? Advice for banks as customers crave human connection

The digital evolution of banks has been nothing short of a revolution. Fundamentally transforming the way financial services are accessed and delivered, the aim was always to enhance convenience, speed, security, and enable 24/7 access for customers. While tech - including telephone banking, automation and AI-powered chatbots - has certainly delive...


Preetpal Singh

Preetpal Singh Senior Vice President – Intelligent Automation at Persistent Systems

Banking on the Edge: 3 Ways Edge Computing Supercharges BFSI Operations

Picture a box sitting at the very center of an open field, with nothing around it. Your job is to walk to that box, touch the top of it, and walk back. Simple. One day, you spot a small tree growing in between you and the box. The next day, a bush. Then it rains, a pond forms, weeds sprout, the grass grows. Before long, your simple task becomes mo...

/payments /markets

Manisha D

Manisha D Digital Marketing Executive at Fortunesoft IT Innovations

The Future of Fintech Development in Banking

A new age in the ever-changing world of modern finance is being ushered in by the use of technology in traditional financial services. Fintech, a portmanteau of financial technology, is at the forefront of this transformation, promising innovation, efficiency, and enhanced customer experiences. In the future, a number of noteworthy advancements wi...

/payments /retail

Abhi Desai

Abhi Desai Director at Pelican

Global Payments: A Journey Towards Convenience, Efficiency, and Transparency

Blog - Global Payments: A Journey Towards Convenience, Efficiency, and Transparency London, 9th November 2023 In today's interconnected world, cross-border payments are an essential part of global trade and commerce. However, traditional methods of sending money internationally have often been characterized by high fees, slow processing times, a

/payments /cloud

James Barker

James Barker Owner at Tech Market Access

Hanging by a thread: Is incumbent bank loyalty under threat?

How many of us bank with one of the incumbent mega-banks as our primary account? I’d wager the answer is ‘yes’ for most of us. But how solid are these relationships? Is our loyalty to these institutions as solid as oak? I can only answer on behalf of myself, but that loyalty is being tested - badly. I feel like a man that’s been driving his trusty ...


Nick Green

Nick Green Director at Purple Patch Broking Ltd

Key lessons from 30 plus years in credit data

The credit data landscape has undergone huge shifts over the past few decades. As longtime veterans who have navigated this complex, ever-evolving industry for over 30 years, we have witnessed these changes firsthand. Data has become increasingly commoditised, as new technologies disrupted the status quo. And regulators have stepped in to address e...

/retail /crime

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Trends in credit data: What to watch in 2024

The world of credit data is changing rapidly. In 2024, the rules of the game are evolving. Understanding these changes is crucial for optimising risk assessment, compliance, and customer management. Ready to deep-dive into what 2024 has in store for credit data? If so, this is your go-to resource for staying ahead in a rapidly transforming sector. ...

/risk /retail

Sergei Artimenia

Sergei Artimenia Managing Director at

Exploring the Benefits of EMD Agents in the Electronic Money Directive

In this article I will explore the Electronic Money Directive (EMD) which emerged as a pivotal regulatory framework, guiding the operations of electronic money transactions across the globe. At the heart of this directive, EMD agents play a crucial role, ensuring compliance, enhancing security, and fostering trust in the digital payment landscape....

/risk /retail