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Digital Banking

How mobile banking can unlock real financial progress

John Rutledge

John Rutledge COO/CPO at HolyWally Pte Ltd

Five digital wallet themes in the media

I've recently been tracking some of the key themes that are being aired by the media when taking about digital wallets. If it shows one thing above all else, is that not only is the humble digital wallet becoming part of the financial lexicon, but it’s playing a key part within how people deal with life. Let's first look at some of the main theme...

/payments /startups

Dhanasekar P

Dhanasekar P Cloud Architect at TCS

Banking on Private Cloud

Most industries have migrated applications and data to cloud to stay competitive in the market, revamp current IT landscape, create innovative products & services, increase revenue generation, reduce infrastructure capital, consolidate, and monetize enterprise data through advanced analytics capabilities. Financial services industry is relativ...

/retail /cloud

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

What SIBOS 2022 Told Me About Payment Tech’s Future in 2023

SIBOS is well and truly over. So, what did it mean for you? Sore feet from walking the conference floor and a sore head from so much talk and debate? My personal takeaways from the event start with how exciting it was to be enjoying a full-blooded event, meeting clients, media, and peers in the industry. Out of all of the chatter, some old and new...

/payments /sibos

Ahmed Khidhir

Ahmed Khidhir Digital Banking Expert at Temenos

How Digital Banking Can Help Our Irrational Brains Make Better Decisions

The human brain’s job is not to analyze data or make complex decisions. Our mind’s primary job is to ensure we survive the present day and live to see another. It plays many tricks with the facts to get us to tomorrow. The brain’s tricks and systematic deviations from rationality are called cognitive biases. Researchers have discovered that the ...

/retail /predictions

Serge Beck

Serge Beck Co Founder and CEO at Optherium Labs

Central Banks Issuing Digital Banking Licenses In Fear of Fintech’s Quick Rise

Analyzing Asia’s current Fintech situation reveals how the leading digital banks managed to raise over $6.7 billion in capital in aggregate funding. As the markets became more open to the lack of regulators, it was easy for neobanks and digital banks to prosper. In the past decade, there were numerous examples of successful neobanks such as Revolu...

/payments /retail

Donica Venter

Donica Venter Marketing at Traderoot

The Consumer Card Opportunity

There’s a massive consumer card opportunity when it comes to cashback and loyalty schemes. While corporate card programs have fallen short in recent years, cashback and loyalty programs that target individuals using their debit cards are thriving. But why is this? If we rewind to just a few years ago, loyalty schemes looked vastly different. From ...

/payments /retail

Serge Beck

Serge Beck Co Founder and CEO at Optherium Labs

Industry Trends Every NeoBank Owner Should Know

Banks and credit unions face the same challenges every year. Some trends affect almost all financial institutions, including brick-and-mortar banks, unions, and even neobanks. Bancography provided its annual 52 pages banking industry analysis for 2022. Let’s summarize and analyze the trends that apply to neobank owners. What Should Neobank Owners ...

/payments /markets

Gregg Early

Gregg Early Director of Market Engagement at Moven

What the Supply Chain Crisis and Inflation Reveal About Banks’ Biggest Challenge

The first half of 2022 was a wild ride to be sure. But the fact is, after major shocks to the global economy, and managing (or not) the initial bumps and breaks that come along with shifting from a slow-growth, low-interest rate environment to a high-growth, high-inflation economy after 14 years, the deeper issues take time to arise. It was intere...

/retail /markets

Mat Mehrotra

Mat Mehrotra Chief Digital Officer at BMO Financial Group

How mobile banking can unlock real financial progress

By Mat Mehrotra, Chief Digital Officer, BMO Financial Group Across industries, digital transformation has continued to accelerate fueled by evolving customer expectations, new competitors, and clear business opportunity. In banking, it’s no different – technology has transformed customers’ everyday financial lives. Mobile banking is one of the fir...

/retail /inclusion