Digital Banking

How mobile banking can unlock real financial progress

Pavlo Farb Security Engineer at Cossack Labs

Preventing Fraud in Digital Banks

By offering a wide range of advantages over traditional payment methods, financial wallet applications are becoming increasingly popular both among customers and fraudsters. Only in 2021 e-wallet losses exceeded $10 billion. Cybercriminals use attacks of all types from phishing to SIM swapping to steal sensitive information or users’ assets from t...

31 July 2023 /security /payments

Konrad Litwin Global General Manager - Testing at Perforce Software

Preparing For a Run: Ensuring Financial App Performance Quality During Unpredictable Circumstances

When it comes to testing the performance of their applications, retailers have somewhat more of a predictable workload. They already know the busy times – Black Friday and the week before Christmas, for example. This makes capacity planning and software testing more straightforward. The financial sector, on the other hand, doesn’t have this luxu

12 June 2023 /devops

Alex Kreger Founder & CEO at UXDA

Ten UX Strategies for Next-Gen Digital Banking Products

We see hundreds of new skyrocketing fintech startups and challenger banks. They work hard on usability and design the best financial user experience (UX) to build the next generation of financial products. At the same time, some products of incumbent banks and other financial institutions lag far behind in terms of design and usability. What can s...

01 June 2023 /people /retail

Mousser Rahmouni Head of Strategic Partnerships at Striga

How a Fiat Onramp Can Simplify Your App Journey?

A fiat onramp is a financial service that allows individuals to convert their government-issued currency, also known as fiat currency, into a digital asset or cryptocurrency. This process is often referred to as “on-ramping”. One of the main benefits of using a fiat onramp is the convenience it offers. Instead of having to go through the time-consu...

31 March 2023 /payments /crypto

Steve Morgan Banking Industry Market Lead at Pegasystems

Are CBDCs the future of money and the end of banking as we know it?

In recent years, the world has witnessed a significant shift in the way payments are made. With the rise of digital transactions, more and more countries are exploring the possibility of introducing their own Central Bank Digital Currency (CBDC) and the UK is no exception. First, let's define what a CBDC is. Simply put, it's a digital form of a co...

28 March 2023 /payments /regulation

Pavlo Farb Security Engineer at Cossack Labs

NFC and digital wallets: magic has security risks

NFC devices provide users with another pair of wings to fly over daily routines, as they enable quick and easy contactless mobile payments and the use of e-tickets, mobile digital wallets, keycards, etc. instead of dealing with bulky stuff they substitute. The upsides are plain to see: wide availability, simplicity of use, platform versatility, se...

28 March 2023 /security /payments

Anoop Melethil Head of Marketing at Maveric Systems

The changing face of customer experience for retail banking

The Banking sector entered 2023 on a firmer footing compared to previous years. McKinsey’s Global Banking Annual Review 2022 informs that, driven by interest rates and net margins, bank profitability reached a 14-year high. The sector, however, continues to be rattled by an uncertain macroeconomic outlook troubled by stagflation, geopolitical tur...

21 February 2023 /retail /predictions

Amey Prabhu Senior Director at Virtusa

Corporate Treasurers- Better Banking Days Ahead

Corporate treasury is no longer seen as a cost centre. It is expected to play a key role in business policy decisions and new business initiatives. This requires a shift in focus from repetitive BAU activities to, timely and accurate, data driven decision making for efficient working capital management. Given an option, 70% (as per IDC White Paper...

19 February 2023 /wholesale

Uri Rivner CEO and Co-Founder at Refine Intelligence

Do banks really know their customers anymore?

The 80s! What a fantastic decade. Anyone who grew up in the eighties, raise your hands! Indiana Jones, War Games, Beverly Hills Cop, Commodore 64 adventure games… Growing up in the eighties was awesome. Let’s go back in time together. It’s 1985 – Back to the Future was just released – and you’re walking into your local bank branch. You want to de...

12 February 2023 /regulation /crime

Ekaterina Podgaiskaya Marketing Manager at Velmie

How to Choose a Mobile Wallet Software Provider?

Many financial and non-financial organizations launch their own mobile wallets, among the most popular are Apple Pay, Samsung Pay, Amazon Pay, etc. In June 2022 Meta (former Facebook) launched Meta Pay, a digital wallet for use within the metaverse. It is a universal way to buy digital items, art, and tickets to virtual events in the metaverse. M...

11 January 2023