Banking and Lending Solutions

Technology Innovations for Banks and NBFC's in Lending Operations

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Shared finance - A gap in the industry

In Retail banking most account flows are relatively easy, as usually there is only 1 account holder and in the rare case there are multiple account holders each account holder has full access rights to the account. This contrary to business banking, where much more complex mandate rules are in place. Unfortunately this simplicity in Retail banking,...

26 December 2022 /people /retail

Sarp Demiray CEO at European Merchant Bank

Sarp Demiray on Digital Banking in 2023: The Digitisation Train Won’t Wait

The adage that nothing is more permanent than change has been more applicable to the financial sector than ever in recent years. The digital change train has already left the platform and is about to accelerate, but it is still possible to catch up. This is exactly what is expected in 2023 in the field of digital banking: progress, growth and adap...

13 December 2022 /retail /markets

Federico Baradello Founder and CEO at Finalis

Banking-as-a-Service Evolves

The verdict is in: the paradigm-shifting Banking-as-a-Service (BaaS) evolution over the past several years is reshaping traditional banking. But in the midst of developments pioneered by many BaaS companies, regulatory and compliance fissures have emerged and expose a cautionary tale: the regulatory mechanism maintained by traditional charter-hold...

01 December 2022 /regulation /predictions

Thomas Pintelon Head of Strategy at Capilever

Examples how to better guide customers in home loan decisions

The decision to buy or renovate a home, is for most people the most important financial decision in their life. Not only are the involved amounts 10 to 100 times higher than most other financial decisions, there are also many decision factors to consider. Nowadays most banking clients only make a conscious decision about the tip of the iceberg. Wh...

09 November 2022 /retail /startups

Retired Member 

Should Consumer Lenders Migrate Towards SMEs?

It seems pathetic to compare America’s 1800’s westward migration to a well-funded fintech expanding its product suite. But that’s exactly what I’m doing. 150 years ago, moving west to find greener pastures (and perhaps even gold), was a road touted with hopes, dreams and extreme danger. One could remain in the built up eastern towns of New York o

15 October 2022 /startups

Victor Martin CMO at SquareRoot

How Innovative Fintech Startups can Find Investment?

Fintech representing the technology-driven financial industry, largely drives the modern financial and banking industry. Because of this, any new startup with a unique idea of streamlining financial services opens up a level-playing field to join the booming Fintech bandwagon. You know, many banking success stories were shaped by the Fintech revol...

29 September 2022 /people /startups

Retired Member 

How To Correctly Price Buy-Now-Pay-Later For SMEs

A few years ago when the wave of consumer buy-now-pay later (BNPL) adoption took off, it was only a matter of time before entrepreneurs looked into a B2B proposition. On the surface it makes sense. B2C merchants seem to be enjoying the fruits of BNPL, including an increase of up to 30% in average basket sizes. BNPL consumer giants like Klarna als

23 September 2022 /payments /startups

Kateryna Danylchenko CEO at Creditinfo Ukraine

Ukraine - Why a more global approach to credit is crucial in a refugee crisis

Since war broke out in Ukraine, over 12 million people have fled their homes and 8 million have left the country – myself included. Currently, 5.5 million Ukrainian refugees have registered for Temporary Protection schemes across Europe – leaving their families and jobs, setting up new lives with no certainty of how long they’ll be away. Europe’...

01 September 2022 /inclusion /markets

Joe Torres CEO at DYCSI

Every Company is now a Fintech Company

INNOVATION Innovation through technology is a natural process in any industry. It is part of humanity to find better ways to do anything, we have observed it and documented it for as long as we can remember. In the financial services industry it is even more important. Financial products, and the companies that provide them, have been enormously tr...

02 July 2022 /inclusion /markets

Abhinav Paliwal CEO at PayNet Systems

7 Must Needed Attributes for BNPL

BNPL is not the same as traditional lending. It creates a rare win-win-win for Consumers, Merchants & Banks. Here are 7 key attributes that make BNPL work as it is meant to 👇�� All these parameters need to be in place, simultaneously 1. POS finance has existed for a long time. This usually involves a loan application which is then approved ...

14 June 2022 /payments /startups