Digital Bank Transformation

This is a blog group for all topics related to Digital Bank Transformation, from incumbents to start-ups, to Wholesale and Investment banking. Technology is advancing like never before...this is a group for ensuring best practice is celebrated and shared.

Suchit Poralla Senior Enterprise Architect at SAP

Exploring the Connection Between Digital Transformation and Sustainability

Understanding the intersection between sustainability and digital transformation is becoming increasingly crucial for businesses looking to thrive in today's dynamic market landscape. Let's delve into the intricate relationship between these two concepts and learn how they collectively contribute to the overall business strategy. Why Combine Susta...

08 September 2023 /sustainable /cloud

Alex Kreger Founder & CEO at UXDA

Financial Innovation Flourishes Only in Design-Mature Organizations

The digital world is evolving at a breathtaking pace. New technologies like generative AI, blockchain, embedded finance and the metaverse promise to fundamentally change the user experience, and those who do not adapt will be left behind. But, how ready are financial companies to implement these innovations in their products? It depends on their d...

08 August 2023 /people /retail

Mousser Rahmouni Head of Strategic Partnerships at Striga

Fiat to Crypto Onramp: The Future of Cross-Border Payments with Crypto Remittance

In the evolving world of finance, the global remittance market appears to be on the edge of a significant shift, driven primarily by the increasing adoption of crypto-based transactions. Crypto remittances, a relatively new development in the financial landscape, refer to the use of cryptocurrencies to transfer money across borders. These transact...

19 July 2023 /payments /crypto

Lisa Scott CEO at Banked Europe

How Fintechs can Partner with Banks - Challenges and Opportunities

Most fintechs want to partner with banks - but it’s easier said than done. While banks are more open than ever to collaborating with outside parties, fintechs struggle to comply with stringent standards and outdated onboarding processes. Why banks partner with fintechs Banks are in constant competition with one another, working with the same regul...

10 July 2023 /payments /retail

Retired Member 

Generative AI: The Missing Piece in Financial Services Industry?

Just blink…out with the old ( ChatGPT …yup, almost already) and in with the (not so) new - Generative AI. So what is this Generative AI, really? First, think of it as a combination of Angel and devil's advocate, who is a positive scrutinizer for good reasons. Did you get the picture of having them on each shoulder to steer you in the right directio...

21 April 2023 /crime /predictions

Suchit Poralla Senior Enterprise Architect at SAP

ChatGPT: Unlocking The Power Of AI To Transform Your Business

In a world where digital transformation is becoming increasingly important for organizations, leveraging the power of AI can be a game-changer. In this article, we explore how ChatGPT is unlocking the potential of AI to help businesses reach their goals and objectives. Learn more about how this cutting-edge technology can be used to revolutionize ...

03 February 2023 /people /cloud

Leon Gauhman Founder and CPO/CSO at Elsewhen

Three customer centric leadership lessons for pioneering financial services brands

Outgoing Salesforce President and former BT CEO Gavin Patterson’s call to UK boards to “get digitally literate” underlines a growing concern about the gap in digital skills and leadership at the top of UK companies. The issue is particularly acute in financial services, with a recent study revealing that 81% of FS decision-makers believe their c...

07 December 2022 /retail

Artem Grigor Sales Engineer at R3

Next-Generation Credit Scoring

What is Credit Scoring Everyone will face Credit Scoring in their life, even if they never have to take out a loan. Credit Scoring originally came out of the need for banks and other lenders, to assess how likely customers are going to repay them. To simplify their internal processes and be leaner, they outsourced this task to credit scoring co...

02 November 2022 /retail /inclusion

John Bertrand MD at Tec 8 Limited

Instant Payment Regulations

Within a month of each other, the UK Payment Systems Regulator (PSR) issued a consultation paper on Authorised Push Payment (APP) scams with the European Commission (EU) issuing a Proposal amending regulations, including SEPA, concerning instant credit transfers in euro. The PSR’s goal is to make it unrelenting for criminals to defraud people usin...

31 October 2022 /payments /regulation

Suchit Poralla Senior Enterprise Architect at SAP

The role of change management in a digital transformation

Organizations are under increasing pressure to digitally transform in order to remain competitive. However, digital transformation can be a complex and daunting process. Change management is essential to ensure that digital transformation initiatives are successful. In this article, we'll explore the role of change management in digital transform

17 September 2022 /people /cloud