BNPL

A community to discuss the future of BNPL and any other interesting trends, strategies, ideas, views.

Kartik Swaminathan Author - 3F: Future Fintech Framework & Founder at Fintastech (Fintech Consulting & Coaching)

Buy Now Pay Later (BNPL) – What’s Different?

The payment industry has recently seen rapid growth in a mode of payment called BNPL or Buy Now Pay Later. BNPL has emerged as a new mode of payment especially across digital channels, where buyers are given the option to purchase goods / services and pay later in easy instalments. This payment mode has shown a very high rate of growth over other ...

26 August 2021 /payments /inclusion

Retired Member 

How Banks Can Ride the BNPL Trend

In 2021, Buy Now Pay Later (BNPL) has picked up steam all around the world. Dubai based BNPL platform Tabby raised $50m in its series B financing, Indonesian BNPL giant Kredivo is going public in a $2.5B Spac merger, Apple is launching a BNPL program with Affirm, and Square recently announced its largest ever acquisition- a $29B price tag for Afte...

24 August 2021 /payments /retail

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Buy Now Pay Later - A credit in disguise?

BNPL (short for "Buy Now Pay Later") is a hot topic in the Credit space. The recent funding round of Klarna (one of the most known BNPL players on the market) of $639 million at a valuation of $45,6 billion makes it Europe’s most valuable startup and shows that investors predict continuing exponential growth for this service. This antici...

26 July 2021 /retail /startups

Retired Member 

Current state of the BNPL market in Spain

Spanish consumers have recently had the ability to pay for purchases in installments. Traditional in-store arrangements allow consumers to pay for purchases over time, and some retailers like El Corte Inglés or Media Markt have offered interest-free or deferred payment options for many years. In recent years, newer types of electronic installment ...

11 June 2021 /payments /regulation