Community
A community to discuss the future of BNPL and any other interesting trends, strategies, ideas, views.
As the owner, you will also give up ownership if you leave this group.
Sandeep Nambiar Chief Product Officer (CPO) at CrediLinq A.I Pte Ltd
Fintechs today own the growing B2B Buy Now Pay Later space entirely, and control 10-15% of the overall supply chain finance market. It's time for banks to embed themselves deeper in the supply chain. Fintech-enabled B2B buy now pay later (BNPL) has garnered much attention since last year. Embedded within the payments experience of merchant to merch...
15 September 2022 /payments /retail
Amir Nooriala CCO at Callsign
Current economic headwinds and the pandemic placed real burdens on the finances of many, but appetites for convenience and consumer goods haven’t waned. This has led to younger consumers wanting to buy now and pay later for goods, an attractive option when it comes to financing purchases at times of economic hardship. BNPL has emerged as one of t...
23 August 2022 /payments /regulation
Vivek Iyer Consulting Partner at Tata Consultancy Services
Apple has set the cat amongst the pigeons by announcing its foray into Buy Now Pay Later (BNPL). In an earlier whitepaper, we had taken a view that BNPL is not viable as a standalone product and is more sustainable as part of a larger financial services ecosystem. Well, enter Apple, the big daddy of ecosystems with a billion plus active users. ...
03 August 2022 /payments /retail
Paul Marcantonio Head of UK/Western Europe at Ecommpay
Buy Now, Pay Later is a rapidly growing trend in a number of market sectors, including retail, entertainment and travel. During the COVID-19 pandemic, use of the payment scheme increased fourfold in the UK, to the tune of £2.7 billion in transactions. In this article, I'll give a brief overview of how BNPL works and the industries where it’s most...
27 July 2022 /regulation
Jessica Bayley Head of Marketing at Acquired.com
After gaining momentum during the 2020 lockdown, the Buy Now, Pay Later (BNPL) market continues to expand at speed and has become a regular feature at online checkouts. 2 in 5 adults now use BNPL options when shopping online, and in Gen Z this number is 7 out of 10. The market growth predictions are staggering, with experts suggesting the sector m...
13 July 2022 /payments
Leo Lipis Chief Executive at Lipis Advisors https://www.lipisadvisors.com
There has been a lot of news recently around Buy Now Pay Later (BNPL), such as Apple’s announcement of a BNPL solution, Revolut rolling out its ‘Pay Later’ product in Ireland, as well as proposed regulations in the UK. BNPL is certainly a hot topic in many markets, but some service providers have been struggling with issues such as valuation, whil...
30 June 2022 /payments /predictions
As the tourism industry finally begins to make a full recovery from COVID-19 and its resulting travel restrictions, there have recently been fresh worries that sanctions brought on by the conflict in Ukraine could undermine the progress made by travel and aviation companies, triggering a fresh period of industry stagnation. In this article, I’ll e...
27 June 2022 /regulation
Joris Lochy Product Manager at Intix | Co-founder at Capilever
In my blog "Buy Now Pay Later - A credit in disguise? (https://www.finextra.com/blogposting/20660/buy-now-pay-later---a-credit-in-disguise) I raised already some concerns about the Buy Now Pay Later movement. While at first sight it seems indeed a more transparent and more user-friendly solution than payments via a credit card, in reality it ...
16 June 2022 /retail /startups
Pierre Suhrcke Venture Partner at TempoCap
In the last few years investors have become enamored with, and clamored over themselves to invest in, Buy Now Pay Later (BNPL) companies. And you can certainly understand why. According to research analysts this sector is expected to be worth $166 billion by 2023. In the US alone, the number of BNPL users increased 81% year over year (YoY) in 202...
13 May 2022 /startups /predictions
Nick Green Director at Purple Patch Broking Ltd
In 2020, the value of buy-now-pay-later (BNPL) transactions reached £6.4 billion (a 60-70% growth on the previous year). BNPL offerings appeal to both merchants and shoppers so this growth is expected to continue. With the offer of interest-free monthly payment terms, consumers prefer this method of payment to credit cards. However, concerns from...
15 March 2022 /regulation /retail
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