Community
A community to discuss the future of BNPL and any other interesting trends, strategies, ideas, views.
As the owner, you will also give up ownership if you leave this group.
Kathy Stares EVP North America at Provenir
Recent holiday shopping season data showed U.S. shoppers spent $16.6 billion dollars using BNPL plans, with BNPL volume increasing 14% year-over-year. A survey by the Federal Reserve Bank of New York showed 64% of respondents had been offered a BNPL loan, and 29% of that group had used it as a payment method within the past year. BNPL is also gro...
30 January 2024 /payments /inclusion
Maysam Rizvi CEO at Elifinty
The fintech industry has played a big part in delivering more financial services to the masses, but when it comes to innovation and having a positive impact on consumers - not all is created equal. Buy Now Pay Later (BNPL) is a case in point. This alternative source of payment method, which enables consumers to break up purchases into manageable i...
11 August 2023 /startups /inclusion
Michael Saadat Head of International Public Policy at Clearpay
At this year’s edition of London Tech Week held last month, advocates of the city’s tech scene once again convened to showcase its benefits as a global hub for innovative business. But, while much of the conversation was understandably focused on AI’s role in the future economy, this year’s event also marked a critical moment for the UK’s pioneer...
06 July 2023 /payments /regulation
Lucy Heavens VP Marketing at Hokodo
There is no denying that wallets are tightening this year. To thrive in this competitive environment, merchants need to offer their business-to-business (B2B) buyers every possible convenience. This is especially true for the rising wave of Gen-Z and Millennial buyers who cringe at the idea of sales over the phone. They want a seamless digital ex...
30 May 2023 /payments /predictions
Paul Marcantonio Head of UK/Western Europe at Ecommpay
With Christmas just around the corner and many consumers feeling the pinch of a rapidly worsening cost of living crisis, festive spending is already being curtailed. As consumers become more cautious with their money, payment trends will almost certainly change, and business owners will need to stay informed about the latest developments if they w...
21 December 2022 /payments /markets
David Ritter Director, Financial Services Strategy at CI&T
Thanks to its popularity among Gen Z's go-to retailers, the buzz around Buy Now, Pay Later (BNPL) may seem new, but the concept is as old as credit itself. What makes BNPL different is the seamless digital delivery it provides to enhance the online shopping journey. Want that new jacket but don’t have the funds? Forget borrowing from friends &...
30 November 2022 /payments /predictions
Pallava Nagulakonda Technology Head at Tata Consultancy Services
Buy Now, Pay Later (BNPL) is a type of unsecured short-term financing that allows consumers to make big-ticket purchases and pay for them in installments, often interest-free. This form of consumer financing has been growing rapidly in the last few years and is projected to keep growing for a long time to come. Temporal Discounting, the human te...
29 November 2022 /payments /inclusion
Nick Green Director at Purple Patch Broking Ltd
According to the Bank of England, consumer credit is at its highest rate since March 2019. With the cost of living crisis and now the run-up to Christmas, we're expecting to see more consumers look to credit. But in particular, alternative finance and fintech BNPL providers. In this blog, we’ll look at how we expect consumers to weigh-up credit op...
22 November 2022 /regulation /retail
Dmitry Dolgorukov CEO at GiniMachine
It might appear that the countdown to the holiday season has already begun, with gifts and decorations springing up in stores across the country. However, behind the shelves, inflation continues its hold on the markets at around 8%. Many retailers are expecting a more toned-down holiday period with consumer concerns about rising costs, inflation r...
02 November 2022 /payments /retail
As 2022 comes to an end, the global economic landscape is looking increasingly bleak. COVID-19, war, sanctions, energy shortages and inflation all contribute to a mood of uncertainty amongst business owners, and even the most successful companies are thinking hard about what the future might hold. So how can businesses stay competitive during a lo...
02 November 2022 /payments /markets
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