Join the Community

Expert opinions
Total members
New members (last 30 days)
New opinions (last 30 days)
Total comments

Futuristic Banking

Stuff that's out there in the way out and beyond in banking.

Jeremy Boot

Jeremy Boot Product Strategist at Temenos

Beyond the Core - how tokenization on shared ledgers will drive change for banks

Introduction The BIS recently published a working paper entitled “Finternet: the financial system for the future”. This Finterent – or financial internet – is an intriguing vision of a modern financial system based on shared, interoperable, and unified ledgers, upon which the world’s assets and value would be stored and transferred. This represent...

/payments /retail

Alex Kreger

Alex Kreger Founder & CEO at UXDA

We do not need Spatial branches, we need a Vision for better banking

Just a year ago there was hype about the Metaverse. Major banks such as Standard Chartered, HSBC, DBS have spent millions acquiring land for virtual brunches in the Metaverse. And JP Morgan even became the first major bank that opened up a lounge in the virtual world of Decentraland. Today everyone is going crazy about spatial computing from Apple...

/retail /predictions

Raktim Singh

Raktim Singh Senior Product Leader at Infosys

How Programmable Money Will Revolutionize the Financial World

"Programmable Money" is founded on the principle that its issuer can prescribe its usage, transferees, daily spending limits, and even a termination date. One can put any number of conditions in "Programmable Money." It is a monetary system in which operations are performed automatically, programmatically, and through smart cont...

/retail /wholesale

Prasoon Mukherjee

Prasoon Mukherjee Director | Head of Securities Services | GSC-India at Societe Generale Bank

Banking on Metaverse

"What is the Matrix?” While Keanu Reeve asking this question in the movie was an act of fiction, in our real world today there are many who are asking the same question referring to metaverse. For most, the extent to which they can stretch their imagination is thinking of it as a virtual space conceived on augmented reality and built for soci...

/people /retail

Matthew Williamson

Matthew Williamson Vice President of Global Financial Services at Mobiquity

The impact of the Metaverse on financial services

Despite origins in gaming and social media, the Metaverse’s application has extended beyond entertainment to traditional sectors. Several practical applications of Metaverse technology including Virtual Reality (VR) and Augmented Reality (AR) have facilitated the buying and selling of goods in an entirely virtual environment. These virtual environ...

/retail /predictions

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

The rise of the 'finfluencer' – should traditional banks engage?

With the advent of new video social platforms including TikTok and Snapchat, we have seen hundreds of novice financial advisors, otherwise known as ‘finfluencers’, emerge. These influencers offer Gen Zers money advice in a short, lighthearted video format and are becoming an increasingly popular source of financial information. Even Imogen Tew, mo...

/retail /inclusion

Satya Swarup Das

Satya Swarup Das Director, Products/Solutions Management at Unisys

Contactless Banking : Focus on Process Digitization in post pandemic era

The COVID-19 pandemic has profoundly disrupted the banking and financial services business arena as it has done to many other facets of our lives. The word ‘contact’ is extensively associated with the pandemic with various ramifications. Hence ‘Contactless Banking’ has found a new meaning and speed of adoption post the pandemic period. Banking pr...

/retail /covid-19

Retired Member

Retired Member 

How Fintech Companies Are Dealing with New Data Security Challenges

The lockdowns and the dread of going to crowded places have taken a toll on most of us, but not fintech companies. Europe, for example, has witnessed a 72% boost in fintech use. However, such a blessing can come with unwanted curses - the biggest one being new security challenges. The COVID-19 era is a complicated one, and not all of its problems ...


Gerard Hergenroeder

Gerard Hergenroeder Retired IBMer and Banking Executive at Payments Shark

An opportunity to transform the credit card world

It has been awhile since I last posted a blog. I am sure everyone is thinkling about potential credit losses as a result of rising unemployment rates. In the U.S. it now over 15%. During the great mortgage recession in 2007 loan losses peaked at 10%. It took almost 10 years to get the loss rate below 5%. Just prior to the recesssion losses averaged...

/payments /retail

Thomas Muth

Thomas Muth FinTech and Retail Banking Specialist at SoftServe

Finovate 2020 in Berlin: Trends from the conference

This years’ Finovate Europe took place in Berlin. A three-day extravaganza that I attended at the Intercontinental Hotel - featuring the latest and greatest from the European FinTech scene. Despite Storm Chiara (or Storm Sabine dependent on where you are in the world) I made it to the conference in time, taking the ICE sprinter from Frankfurt to B...

Now Hiring