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Latest expert opinions

Inna Demchenko

Inna Demchenko Head of project at Bank

Challenges faced by banks and customers in the online onboarding process

In Ukraine remote customer identification and the option to become a bank customer online has been officially in place since 2020, and at present nearly 40 banks out of 63 operating on the market have introduced the option to establish business relationship with the client using remote service channels. Although the service of card opening by new ...

/retail Digital Banking Trends

Flavia Sales

Flavia Sales Marketing Specialist at Finboot Tech SL

She has the power: Women Leaders in Sustainability and Energy Transition

A just transition to net-zero is impossible without sustainable mindsets fuelling sustainable strategies. But who is responsible for shaping this thinking? Research suggests women have a huge part to play. According to a 2021 GreenBiz Report, there has been a significant increase in women taking up sustainability leadership roles in recent years. ...

/people /sustainable Women in Technology

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

The launch of spot Bitcoin ETFs: two months later

Spot bitcoin Exchange Traded Funds (ETFs) have been launched in the US on 10 January. We are now two months later. They have attracted an unexpected high number of investors, breaking records in terms of inflows and trading volumes. With the Bitcoin reaching a record high of $69.000 early March. The introduction of spot Bitcoin ETFs and the bullis...

/crypto Blockchain Observations

Rodrigo Zepeda

Rodrigo Zepeda CEO at Storm-7 Consulting Limited

FCA/PRA Diversity and Inclusion for Crypto and FinTech Firms: PART III

By Rodrigo Zepeda, CEO, Storm-7 Consulting INTRODUCTION In 2023, the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA) (Bank of England (BoE)) (collectively the “regulators”) sought to engage with financial firms and other stakeholders, to discuss new proposed measures to boost “diversity and inclusion” (D&I) in f...

/regulation /crypto Fintech

Riaz Syed

Riaz Syed CEO at infinant

What financial institutions need to know about coreless banking

Coreless banking represents a groundbreaking paradigm shift in the world of banking, aiming to revolutionize how financial institutions operate. In a nutshell, it is about embracing a system that gives banks the ability and flexibility to build and customize products on a single platform. This strategy enables a wide range of innovations, from ban...

/regulation /wholesale Open Banking

Karel Nappus

Karel Nappus Co-Founder and COO at Montonio

The Baltics Effect: The impact of the Baltics regulatory environment on the payments industry

The Baltic States—Estonia, Latvia, and Lithuania—are appealing to numerous Payment Initiation Service (PIS) providers because they serve as an entry point to the entire Single Euro Payments Area (SEPA). Traditionally, Lithuania has been the preferred European Union regulator for acquiring licences. However, it has recently adopted a stricter stanc...

/payments /regulation Payments strategies 2015-2020-2030

Maria Patschke

Maria Patschke Managing Director of ESG Solutions at SAP Fioneer

ESG in Finance: How to unleash innovation through precision data management

Environmental, Social, and Governance (ESG) reporting has evolved beyond just compliance, emerging as a catalyst for innovation and competitive advantage. Financial institutions now incorporate ESG criteria into investment decisions, showcasing responsible practices and fuelling the creation of innovative financial products and services. While sig...

/sustainable

Steven Hatton

Steven Hatton Co-founder & Director at Trusek Ltd

What does a Financial Institution need to consider when looking for a technical partner?

In today’s world of collaboration between the Financial Institutions and Fintech there could be a number of reasons for looking to partner with a technical provider rather than attempt to create a new product internally. A subject previously discussed. Whether looking to modernise incumbent infrastructure, maybe launching additional new products wi...

/wholesale /startups Financial Transformation

Ross Kolodyazhnyi

Ross Kolodyazhnyi CEO at DCM

Banks Risk Losing Billions of Dollars in a Few Years

In a world where people learn to use their thoughts and brain chips to control technology, plastic cards and 2-day transactions still prevail. Such a strange combination, don't you think? It often seems that time slows down when it comes to payments. Because even when you read news about the next big thing in paytech, it may take years to hear abo...

/retail /wholesale Banking

Serhii Bondarenko

Serhii Bondarenko Artificial Intelegence at Tickeron

Navigating the Cryptocurrency Exchanges: A Comprehensive Guide

In the midst of the global financial landscape, a digital disruption is taking place. Cryptocurrencies have burst into public consciousness, fueled by staggering price surges, the most notable being Bitcoin. The flurry of questions emerging from eager, yet cautious investors, oscillate between whether to take the plunge or to anticipate the immine...

/inclusion /crypto Artificial Intelligence